Alameda County property record for 22829 Optimist St, Hayward, CA 94541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1950 |
| Lot Size | 0.118 acres (5,150 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,631 (2025) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage Feb 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-28-61 |
| Primary APN | 431-28-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,150 sqft (0.118 acres) |
| Street Address | 22829 OPTIMIST ST |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94541-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00005 BLK: 0002 TR: 0935 |
| Legal Subdivision | TRACT 935 |
| Legal Tract | 0935 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 436301 |
Source: Alameda County assessment roll, APN 431-28-61, as of August 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 05, 2018 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Oct 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2004 |
| Transfer Doc | 0000032531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Document Number | 0000405849 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021405849 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 6.97% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Document Number | 0000059559 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021059559 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000213777 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 2018213777 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.02% |
| Type Change Date | Nov 01, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 22829 OPTIMIST ST, HAYWARD, CA 94541-6327 |
| Document Number | 0000213778 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 22829 OPTIMIST ST HAYWARD CA 945416327, HAYWARD, CA 94541-6327 |
| Document Number | 0000213778 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 213778 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.02% |
Source: Alameda County assessment roll as of August 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,036 (-1.52%) Land $113,700 Building $89,336 | ||
| 2025 | $2,631.00 (+2.49%) Homeowner's exemption | $199,055 (+4.04%) Land $111,471 Building $87,584 | |
| 2023 | $2,567.00 Homeowner's exemption | $191,327 Land $107,143 Building $84,184 | $639,450 |
Source: FEMA National Flood Hazard Layer, Alameda County (06001C), as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 792 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Robinson Hardware and Software Solutions Fixed Wireless | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, T-Mobile USA, Tekify.
Source: EPA Safe Drinking Water Information System, water system CA0110006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAYWARD serves 162,954 people |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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