22828 Gary Ln, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22828 Gary Ln, Saint Clair Shores, MI 48080

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1957
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on File
Last Sale$167,631 (Jan 2011)
Tax Bill$3,945 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-35-328-003

Property Details

APN / Parcel Number

Primary APN09-14-35-328-003
Alternative APN
  • 1435328003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft
Basement Area1,340 sqft
Unfinished Basement1,304 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions117 ft deep x 60 ft wide
Garage TypeDetached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address22828 GARY LN
CitySAINT CLAIR SHORES
StateMI
Zip48080-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLAKE SHORE ACRES SUBDIVISION (L33, P11-12) LOT 70
Legal SubdivisionLAKESHORE ACRES SUBDIVISION
Legal Lot Number70
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group1
Census Block1007
Census Tract252200

Owner

22828 Gary Ln is owned and occupied by an individual who acquired it in September 2015.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address22828 GARY LN, SAINT CLAIR SHORES, MI 48080-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2011 · Amount on File
Deed SaleJan 25, 2011 · Amount on File
Prior SaleJun 30, 2004 · Amount on File
Deed Document Number20118915
Deed Book / Page20587 / 319
Last Transfer DateSep 30, 2015
Transfer Doc0000127018
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22828 GARY LN, SAINT CLAIR SHORES, MI 48080-2512
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058024
DateMay 22, 2019
Book Page25975/752
Instrument9058024
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22828 Gary Ln was $3,945 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictSouth Lake Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,100$258,200
2025$3,945.00
2023$106,900$213,800
2022$3,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22828 Gary Ln in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims36 (1981–2018)
Claims Outside the SFHA22 of 36
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22828 Gary Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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