22822 5th Ave, Otsego, MI 49078 Property Records

Van Buren County property record for 22822 5th Ave, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,166 sqft · built 2002
Lot Size64.4 acres (2,805,264 sqft)
Owner2 Individual Names on File
Deeds & MortgagesSep 2022 Second Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN80-15-012-011-35

Property Details

APN / Parcel Number

Primary APN80-15-012-011-35

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,166 sqft Living Area
1st Floor Area1,618 sqft
Basement Area1,570 sqft
Unfinished Basement1,570 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Lot Area2,805,264 sqft (64.4 acres)
Garage Area1,126 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address22822 5TH AVE
CityOTSEGO
StateMI
Zip49078-9419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCALL
Legal Description135-D 1 & 12-1-13 1322-828 1329-608 1354-852 1432-521 1574-490 1645-304 * BEG AT N 1/4 POST OF SEC, TH S 89 DEG 51'15"E ALG N
JurisdictionVAN BUREN MI
Township / Civil DivisionPINE GROVE
Census Block Group2
Census Block2015
Census Tract10102

Owner

22822 5th Ave is owned and occupied by two individuals who acquired it in December 2016.

Source: Van Buren County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address22822 5TH AVE, OTSEGO, MI 49078-9419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALLEGAN COMMUNITY FCU
Sep 16, 2019Deed of Trust, Mortgage · Line of Credit
ALLEGAN COMMUNITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2016
Deed SaleDec 12, 2016
Deed Book / Page1645 / 304
Prior Transfer DateDec 8, 2016
Prior Transfer Doc01645/0304
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVAN BUREN MI
Property Address22822 5TH AVE, OTSEGO, MI 49078-9419
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address22822 5TH AVE, OTSEGO, MI 49078-9419

Mortgage

Document Number001743/483
DateSep 15, 2022
Book Page1743/483
Lender
NameALLEGAN COMMUNITY FCU
TypeCredit Union
AddressALLEGAN, MI 49010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2037

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVAN BUREN MI
Property Address22822 5TH AVE, OTSEGO, MI 49078-9419
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01689/0333
DateSep 16, 2019
Book Page1689/0333
Lender
NameALLEGAN COMMUNITY FCU
TypeCredit Union
AddressALLEGAN, MI 49010
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueOct 9, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyVan Buren County
County SubdivisionPine Grove Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,500 (-2.75%)$933,000 (-2.75%)
2025Homeowner's exemption$479,700$959,400
2023$375,300$750,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22822 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22822 5th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bloomingdale Communications
Fiber
1,000 / 1,000

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