22820 E Rowan Ave, Otis Orchards, WA 99027 Property Records

Spokane County property record for 22820 E Rowan Ave, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,198 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2021)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56344.9208`

Property Details

APN / Parcel Number

Primary APN	`56344.9208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,238 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	5 Parking Spaces
Deck Area	184 sqft
Patio Area	184 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22820 E ROWAN AVE
City	OTIS ORCHARDS
State	WA
Zip	99027-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	34-26-45 N180 OF NW1/4 OF NW1/4 OF SE1/4 EXC W518 & EX C RDS
Legal Range	45
Legal Township	26
Legal Section	34
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	3
Census Block	3027
Census Tract	13201

Owner

22820 E Rowan Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22820 E ROWAN AVE, OTIS ORCHARDS, WA 99027-9227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Dec 13, 2005 · Amount on File
Deed Document Number	20217075125
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	0006194777
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	22820 E ROWAN AVE, OTIS ORCHARDS, WA 99027-9227
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007218575
Date	Jun 27, 2022
Instrument	7218575

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 14, 2021
Property Address	22820 E ROWAN AVE, OTIS ORCHARDS, WA 99027-9227
Document Number	0007075125
Instrument Date	May 10, 2021
Instrument	7075125
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22820 E ROWAN AVE, OTIS ORCHARDS, WA 99027-9227

Mortgage

Document Number	0007075126
Date	May 14, 2021
Instrument	7075126

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 22820 E Rowan Ave was $4,244, up 3.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00 (+3.06%)	$433,400 Land $90,000 Building $343,400	$433,400 Land $90,000 Building $343,400
2025	$4,118.00
2024		$421,200 (+60.58%) Land $80,000 Building $341,200	$421,200 (+60.58%) Land $80,000 Building $341,200
2023	$4,109.00 (+30.53%)	$262,300 Land $65,000 Building $197,300	$262,300 Land $65,000 Building $197,300
2022	$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22820 E Rowan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22820 E Rowan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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