2282 Branched Oak Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2282 Branched Oak Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$934,700 (Feb 2026)
Tax Bill	$894 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`082631012800011780`

Property Details

APN / Parcel Number

Primary APN	`082631012800011780`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	2282 BRANCHED OAK RD
City	SAINT CLOUD
State	FL
Zip	34771-6802
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LANDINGS AT LIVE OAK LAKE PB 35 PGS 1-7 LOT 178
Legal Lot Number	178
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009

Owner

Source: Osceola County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2282 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Deed Document Number	2026015608
Deed Book / Page	6917 / 2868
Record Updated	Jun 8, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 4, 2026
Property Address	2282 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6802
Document Number	0069172868
Book / Page	6917 / 2868
Map Reference	MB 35 PG 1-7
Instrument Date	Jan 26, 2026
Instrument	2026015608
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,542.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2282 BRANCHED OAK RD, SAINT CLOUD, FL 34771-6802

Mortgage

Document Number	0069172876
Date	Feb 4, 2026
Instrument	6917/2876

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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