2282 72nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2282 72nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,061 sqft · built 2017
Lot Size	0.384 acres (16,727 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2023)
Tax Bill	$5,404 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-52401-0763`

Property Details

APN / Parcel Number

Primary APN	`82-52401-0763`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Lot Area	16,727 sqft (0.384 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2282 72ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD72
Legal Description	LOT 017 BLK 002 WEST PRAIRIE POINT 3RD ADDITION SECTION 31 TOWNSHIP 125 RANGE 28 SECTION 31 TOWNSHIP 125 RANGE 28
Legal Range	28W
Legal Township	125
Legal Section	31
Legal Subdivision	WEST PRAIRIE POINT 3RD ADDITION
Legal Block	2
Legal Lot Number	17
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	1002

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	20231585423
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 6, 2026
Property Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125
Document Number	0001710808
Instrument Date	Apr 3, 2026
Instrument	20261710808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 17TH ST, MANHATTAN BEACH, CA 90266-4024

Mortgage

Document Number	0001710808,
Date	Apr 6, 2026
Instrument	20261710808

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 4, 2023
Property Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125
Document Number	00A1661215
Instrument Date	Sep 21, 2023
Instrument	A1661215
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 28, 2018
Property Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125
Document Number	00A1523512
Instrument Date	Jun 25, 2018
Instrument	A1523512
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2282 72ND AVE N, SAINT CLOUD, MN 56303-4125

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,404.00 (+9.44%)
2025		$362,300 (+3.99%) Land $70,000 Building $292,300	$362,300 (+3.99%) Land $70,000 Building $292,300
2023	$4,938.00	$348,400 Land $50,000 Building $298,400	$348,400 Land $50,000 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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