Fort Bend County property record for 22818 Deforest Ridge Ln, Katy, TX 77494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,545 sqft · built 2001 |
| Lot Size | 0.278 acres (12,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,100 (Jul 2017) |
| Tax Bill | $13,963 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R237189 |
| Primary APN | R237189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,545 sqft Living Area |
| Gross Area | 5,248 sqft |
| 1st Floor Area | 2,487 sqft |
| 2nd Floor Area | 2,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,101 sqft (0.278 acres) |
| Lot Dimensions | 130 ft deep x 93.1 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 500 sqft |
| Porch | Open Porch |
| Porch Area | 854 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 22818 DEFOREST RIDGE LN |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77494-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINCO RANCH CINCO FOREST SEC 2, BLOCK 1, LOT 61 |
| Legal Subdivision | CINCO RANCH CINCO FOREST SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 673008 |
22818 Deforest Ridge Ln is owned and occupied by two individuals who bought it in July 2017.
Source: Fort Bend County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22818 DEFOREST RIDGE LN, KATY, TX 77494-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jul 18, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on File |
| Deed Sale | Jul 18, 2017 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 201779585 |
| Prior Transfer Date | Feb 11, 2002 |
| Prior Transfer Doc | 0000015500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 22818 DEFOREST RIDGE LN, KATY, TX 77494-4445 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000191904 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021191904 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 22818 DEFOREST RIDGE LN, KATY, TX 77494-4445 |
| Document Number | 0000123000 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22818 DEFOREST RIDGE LN KATY TX 774944445, KATY, TX 77494-4445 |
| Document Number | 0000123000 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 123000 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 31, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jul 18, 2017 |
| Property Address | 22818 DEFOREST RIDGE LN, KATY, TX 77494-4445 |
| Document Number | 0000079585 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 79585 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22818 DEFOREST RIDGE LN KATY TX 774944445, KATY, TX 77494-4445 |
| Document Number | 79586 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 79586 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 17, 2037 |
| Document Number | 79587, |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 79587 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 17, 2032 |
The 2025 property tax bill for 22818 Deforest Ridge Ln was $13,963 with a homeowner's exemption, down 7.7% from the year before.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,963.00 (-7.71%) Homeowner's exemption | $819,928 (-3.77%) Land $130,000 Building $689,928 | $819,928 (-3.77%) Land $130,000 Building $689,928 |
| 2024 | $15,130.00 (+4.6%) Homeowner's exemption | $852,077 (+7.48%) Land $130,000 Building $722,077 | $852,077 (-3.19%) Land $130,000 Building $722,077 |
| 2023 | $14,464.00 Homeowner's exemption | $792,759 Land $100,000 Building $780,160 | $880,160 Land $100,000 Building $780,160 |
| 2018 | $14,087.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22818 Deforest Ridge Ln in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 184 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 7 (2017) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22818 Deforest Ridge Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCO MUD 7 serves 4,239 people · EPA ID TX0790343 |
|---|---|
| Water Source | Purchased groundwater from CINCO MUD 1 |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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