2281 Reed Ct, Middleburg, FL 32068 Property Records

Clay County property record for 2281 Reed Ct, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,740 sqft · built 2021
Lot Size	1.09 acres (47,523 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,500 (Sep 2015)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`16-05-24-005954-752-00`

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005954-752-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,523 sqft (1.09 acres)
Lot Dimensions	317 ft deep x 150 ft wide
Garage Area	990 sqft
Porch	Porch
Porch Area	267 sqft
Storage Building	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	2281 REED CT
City	MIDDLEBURG
State	FL
Zip	32068-5239
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 32 BLK 83 JACKSONVILLE SOUTH UNIT 2 AS REC O R 3786 PG 1348
Legal Range	24
Legal Township	05
Legal Section	17
Legal Subdivision	JACKSONVILLE SOUTH
Legal Block	83
Legal Lot Number	32
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3002
Census Tract	30106

Owner

Source: Clay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2281 REED CT, MIDDLEBURG, FL 32068-5239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Prior Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	0037861348
Deed Book / Page	3786 / 1348
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2281 REED CT, MIDDLEBURG, FL 32068-5239
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2281 REED CT, MIDDLEBURG, FL 32068-5239

Mortgage

Document Number	0045240890
Date	Oct 19, 2021
Book Page	4524/890
Instrument	2021066316

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (-6.17%) Homeowner's exemption	$195,599 (+5.99%)	$284,785 (+17.16%) Land $34,000 Building $250,785
2023	$2,527.00 (+8.18%) Homeowner's exemption	$184,551 (+3%)	$243,067 (+31.45%) Land $30,000 Building $213,067
2022	$2,336.00 Homeowner's exemption	$179,176	$184,916 Land $25,000 Building $159,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20