Palm Beach County property record for 2281 NW 39th Dr, Boca Raton, FL 33431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,805 sqft · built 1983 |
| Lot Size | 0.311 acres (13,538 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,717,000 (Oct 2025) |
| Tax Bill | $6,704 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-42-47-11-04-000-1070 |
| Primary APN | 06-42-47-11-04-000-1070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,805 sqft Living Area |
| Gross Area | 3,874 sqft |
| 1st Floor Area | 2,805 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,538 sqft (0.311 acres) |
| Lot Dimensions | 62 ft deep x 218 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 558 sqft |
| Patio Area | 975 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2281 NW 39TH DR |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33431-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-D |
| Legal Description | MILLPOND NORTH LT 107 |
| Legal Range | 42E |
| Legal Township | 47S |
| Legal Section | 11 |
| Legal Subdivision | MILLPOND NORTH |
| Legal Lot Number | 107 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOCA RATON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7008 |
Source: Palm Beach County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Dec 3, 1999 · Amount on Record |
| Deed Document Number | 2025382496 |
| Deed Book / Page | 36094 / 1619 |
| Prior Transfer Date | Jan 30, 2006 |
| Prior Transfer Doc | 0199340276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Document Number | 0360941619 |
| Book / Page | 36094 / 1619 |
| Map Reference | MB 43 PG 34 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 20250382496 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | INDEPENDENCE TITLE INSURANCE AGENCY IN, INDEPENDENCE TTL INS AGCY IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,019.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3232 SURFSIDE BLVD, CAPE CORAL, FL 33914-2009 |
| Name | Verified Name |
|---|---|
| Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Document Number | 0360941622 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 36094/1622 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.32% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0296401528 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 29640/1528 |
| Instrument | 20180051559 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0309330600 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 30933/0600 |
| Instrument | 20190364968 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2281 NW 39TH DR, BOCA RATON, FL 33431-5448 |
| Document Number | 0318881829 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 31888/1829 |
| Instrument | 20200420294 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boca Raton City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,704.00 (+3.03%) | $411,451 (+2.9%) | $1,034,913 (+6.23%) Land $436,133 Building $598,780 |
| 2024 | $6,507.00 (+2.36%) Homeowner's exemption | $399,855 (+3%) | $974,246 (-2.79%) Land $404,310 Building $569,936 |
| 2023 | $6,357.00 (+1.05%) Homeowner's exemption | $388,209 (+3%) | $1,002,173 (+34.83%) Land $404,310 Building $597,863 |
| 2022 | $6,291.00 Homeowner's exemption | $376,902 | $743,313 Land $277,200 Building $466,113 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 16 (1979–1999) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Oct 1999 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCA RATON WTP serves 130,000 people · EPA ID FL4500130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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