2281 N Trucks Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2281 N Trucks Ave, Hernando, FL 34442

Property Summary

Property TypeResidential Vacant Land
Details1 bd · 1 ba · 720 sqft · built 1977
Lot Size0.48 acres (20,906 sqft)
Owner2 Individual Names on Record
Last Sale$219,900 (Feb 2025)
Tax Bill$360 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-27-0020-00790-0010

Property Details

APN / Parcel Number

Primary APN19E-18S-27-0020-00790-0010
Alternative APNs
  • 2718S19E0020007900010
  • 1951542

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleModular
Exterior MaterialMetal
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area20,906 sqft (0.48 acres)
Lot Dimensions120 ft deep x 159 ft wide
PorchOpen Porch
Porch Area280 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1951542
Street Address2281 N TRUCKS AVE
CityHERNANDO
StateFL
Zip34442-4950
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeMDRMH
Legal DescriptionUNREC SUB OF TRACT 79 HERCALA UNIT NO. 2 PB 8 PG 16-18 A.K.A. LOT 79-1 MORE PART DESC AS FOLLOWS: THE N 1/2 OF W 1/4 MORE PART THE N 132 FT OF W 158.75 FT TRACT 79 HERCALA UNIT NO. 2 PB 8 PG 16-18. SUBJECT TO 15 FT ING/EGR EASE ACROSS S BNDRY THEREOF
Legal Range19E
Legal Township18S
Legal Section28
Legal SubdivisionHERCALA ACRES UNIT 2
Legal Tract79
Legal Block790
Legal Lot Number79-1
Legal Unit2
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2006
Census Tract450705

Owner

Source: Citrus County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2281 N TRUCKS AVE, HERNANDO, FL 34442-4950
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleAug 23, 2024 · Amount on Record
Deed Document Number202512152
Deed Book / Page3544 / 204
Prior Transfer DateDec 31, 2005
Prior Transfer Doc0019570516
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateSep 4, 2026
Property Address2281 N TRUCKS AVE, HERNANDO, FL 34442-4950
Document Number0000053521
Book / Page3704 / 1629
Instrument DateAug 31, 2026
Instrument202653521
Transaction TypeMortgage
Record UpdatedSep 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2281 N TRUCKS AVE, HERNANDO, FL 34442-4950

Mortgage

Document Number0000053521,
DateSep 4, 2026
Book Page3704/1629
Instrument202653521
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$360.00 (+48.15%)$21,080 (+39.42%) Land $14,310 Building $6,770$21,080 (+39.42%) Land $14,310 Building $6,770
2024$243.00 (+8%)$15,120 (+9.8%) Land $8,430 Building $6,690$15,120 (+9.8%) Land $8,430 Building $6,690
2023$225.00 (+11.39%)$13,770 (+6.5%) Land $8,430 Building $5,340$13,770 (+6.5%) Land $8,430 Building $5,340
2022$202.00$12,930 Land $7,590 Building $5,340$12,930 Land $7,590 Building $5,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Trucks Ave

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