Hamilton County property record for 2281 Loth St, Cincinnati, OH 45219 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 1880 |
| Lot Size | 0.046 acres (2,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2021) |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-0002-0047-00 |
| Primary APN | 093-0002-0047-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 894 sqft |
| 2nd Floor Area | 894 sqft |
| Basement Area | 894 sqft |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 2,047 sqft (0.046 acres) |
| Lot Dimensions | 82 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2281 LOTH ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45219-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2281 LOTH ST 25 X 82.05 LOT 25 ELSAS & LOTH SUB OF LOT 14 |
| Legal Subdivision | ELSAS & LOTH SUB |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2300 |
Source: Hamilton County records · APN 093-0002-0047-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Feb 08, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 0000059348 |
| Deed Book / Page | 14416 / 4087 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Document Number | 0000070990 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 14711/1914 |
| Instrument | 2022-0070990 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Document Number | 0000083170 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 15530/68 |
| Instrument | 2025-0083170 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 12, 2021 |
| Property Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Document Number | 0000059348 |
| Book / Page | 14416 / 4087 |
| Map Reference | MB 3 PG 184 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021-0059348 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Document Number | 0000059349 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0059349 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 08, 2021 |
| Property Address | 2281 LOTH ST, CINCINNATI, OH 45219-1819 |
| Document Number | 0000016595 |
| Book / Page | 14350 / 1270 |
| Map Reference | MB 3 PG 184 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021-0016595 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $384.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4440 GLEN ESTE WITHAMSVILLE RD STE 1600, 1600, CINCINNATI, OH 45245-1336 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,994.00 (+3.15%) | $64,750 (-) Land $6,279 Building $58,471 | |
| 2024 | $3,872.00 (-2.22%) | $64,750 (-) Land $6,279 Building $58,471 | |
| 2023 | $3,960.00 (+113.48%) | $64,750 (+138.98%) Land $6,279 Building $58,471 | $185,000 (+138.99%) Land $17,940 Building $167,060 |
| 2022 | $1,855.00 Homeowner's exemption | $27,094 Land $1,792 Building $25,302 | |
| 2020 | $77,410 Land $5,120 Building $72,290 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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