2281 Lakeridge Dr, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2281 Lakeridge Dr, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,173 sqft · built 1964
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (May 2024)
Tax Bill	$4,958 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-30-22-33-0015`

Property Details

APN / Parcel Number

Primary APN	`24-30-22-33-0015`
Alternative APNs	`8231089` `263837`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
1st Floor Area	1,298 sqft
Basement Area	875 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	263837
Street Address	2281 LAKERIDGE DR
City	SAINT PAUL
State	MN
Zip	55110-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BACCHUS LAKERIDGE LOT 4 BLK 1
Legal Range	22
Legal Township	30
Legal Section	24
Legal Subdivision	BACCHUS LAKERIDGE
Legal Block	1
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	1
Census Block	1012
Census Tract	40301

Owner

Source: Ramsey County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2281 LAKERIDGE DR, SAINT PAUL, MN 55110-7410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Apr 30, 2024 · Amount on Record
Deed Document Number	20245025286
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Aug 12, 2026
Property Address	2281 LAKERIDGE DR, SAINT PAUL, MN 55110-7410
Document Number	0005116802
Instrument Date	Aug 11, 2026
Instrument	20265116802
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 9TH ST, SAINT PAUL, MN 55110-6710

Mortgage

Document Number	0005116802,
Date	Aug 12, 2026
Instrument	20265116802

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.93%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2281 LAKERIDGE DR, WHITE BEAR LAKE, MN 55110-7410
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04888306
Date	Jun 7, 2021
Instrument	A04888306

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2281 LAKERIDGE DR, WHITE BEAR LAKE, MN 55110-7410
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04875694
Date	Apr 7, 2021
Instrument	A04875694

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2281 LAKERIDGE DR, WHITE BEAR LAKE, MN 55110-7410
Document Number	0004781691
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2281 LAKERIDGE DR ST PAUL MN 551107410, ST PAUL, MN 55110-7410

Mortgage

Document Number	0004781691
Date	Nov 4, 2019
Instrument	4781691

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,900 (+19.55%) Land $93,200 Building $358,700	$451,900 (+19.55%) Land $93,200 Building $358,700
2024	$4,958.00 (+2.35%)
2023	$4,844.00 Homeowner's exemption	$378,000 Land $93,200 Building $284,800	$378,000 Land $93,200 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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