2281 Holden Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2281 Holden Ave, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 766 sqft · built 1935
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Apr 2023)
Tax Bill$5,276 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN062-067-018

Property Details

APN / Parcel Number

Primary APN062-067-018

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area766 sqft Living Area
1st Floor Area766 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2281 HOLDEN AVE
CityOCEANO
StateCA
Zip93445-9231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO LA VERNE ADD PTN LTS 1 & 2 BL 3
Legal SubdivisionTN OCEANO LA VERNE ADD
Legal Block3
Legal Lot Number1,2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2004
Census Tract12202

Owner

2281 Holden Ave is owned by two individuals who bought it in April 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address4949 NADOTTI RD, STOCKTON, CA 95215-2028
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Grant Deed, Transfer · Conventional Mortgage
GLOBAL FINANCIAL INVESTMENTS LLC
Feb 21, 2019Quit Claim Deed, Transfer · Conventional Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2023 · Amount on File
Deed SaleApr 5, 2023 · Amount on File
Prior SaleMay 7, 2004 · Amount on File
Deed Document Number20239362
Prior Transfer DateFeb 14, 2019
Prior Transfer Doc0000005948
Record UpdatedOct 29, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 5, 2023
Property Address2281 HOLDEN AVE, OCEANO, CA 93445-9231
Document Number0000009362
Map ReferenceMB 3 PG 56
Instrument DateMar 16, 2023
Instrument2023009362
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4949 NADOTTI RD, STOCKTON, CA 95215-2028

Mortgage

Document Number0000009363
DateApr 5, 2023
Instrument2023009363
Lender
NameGLOBAL FINANCIAL INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term25 Months
DueMay 1, 2025

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 21, 2019
Property Address2281 HOLDEN AVE, OCEANO, CA 93445-9231
Document Number0000005948
Instrument DateFeb 14, 2019
Instrument5948
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 COSTA DEL SOL SHELL BEACH CA 934493322, SHELL BEACH, CA 93449-3322

Mortgage

Document Number5949
DateFeb 21, 2019
Instrument5949
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 20, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2281 Holden Ave was $5,276.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$472,236 (+2%) Land $371,422 Building $100,814
2025$5,276.00$462,978 Land $364,140 Building $98,838
2023$4,451.00 (+1.44%)$389,460 Land $266,475 Building $122,985
2022$4,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2281 Holden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2281 Holden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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