2281 Flagstone Way, Concord, CA 94521 Property Records

Contra Costa County property record for 2281 Flagstone Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,668 sqft · built 1994
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Dec 2021)
Tax Bill	$11,757 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-390-041-4`

Property Details

APN / Parcel Number

Primary APN	`117-390-041-4`
Alternative APN	`117-390-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,451 sqft
2nd Floor Area	1,217 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cluster
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2281 FLAGSTONE WAY
City	CONCORD
State	CA
Zip	94521-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7043 L93
Legal Subdivision	SUBDIVISION 7043
Legal Tract	7043
Legal Lot Number	93
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	2
Census Block	2014
Census Tract	313204

Owner

2281 Flagstone Way is owned and occupied by two individuals who bought it in December 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2281 FLAGSTONE WAY, CONCORD, CA 94521-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Document Number	2021330971
Prior Transfer Date	Nov 7, 2003
Prior Transfer Doc	0000564336
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 3, 2021
Property Address	2281 FLAGSTONE WAY, CONCORD, CA 94521-1602
Document Number	0000330971
Map Reference	MB 353 PG 25
Instrument Date	Nov 30, 2021
Instrument	2021-330971
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2281 FLAGSTONE WAY, CONCORD, CA 94521-1602

Mortgage

Document Number	0000330972
Date	Dec 3, 2021
Instrument	2021-330972

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2281 Flagstone Way was $11,757 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$930,000 (-5.2%) Land $450,000 Building $480,000
2025	$11,757.00 Homeowner's exemption	$981,000 Land $439,115 Building $541,885
2023	$11,101.00 (-11.45%) Homeowner's exemption	$928,000 Land $415,000 Building $513,000
2022	$12,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2281 Flagstone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2281 Flagstone Way is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20