22807 Bluffview Dr, Athens, AL 35613 Property Records

Limestone County property record for 22807 Bluffview Dr, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,152 sqft · built 2018
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$551,000 (Jan 2025)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1006230003012000`

Property Details

APN / Parcel Number

Primary APN	`1006230003012000`
Alternative APNs	`11008937` `40382`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,152 sqft Living Area
1st Floor Area	1,385 sqft
Upper Floors Area	1,991 sqft
Basement Area	748 sqft
Finished Basement	748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	156 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11008937
Street Address	22807 BLUFFVIEW DR
City	ATHENS
State	AL
Zip	35613-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	04W
Legal Township	03S
Legal Section	02
Legal Subdivision	THE VILLAGE AT PINEY CREEK
Legal Lot Number	12
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2005
Census Tract	21102

Owner

Source: Limestone County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22807 BLUFFVIEW DR, ATHENS, AL 35613-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Feb 27, 2019	Warranty Deed, Subdivision Related Transfer · Construction Mortgage CF BANK
Jul 24, 2018	Warranty Deed, Construction Loan · Commercial Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	2018/42909
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	22807 BLUFFVIEW DR, ATHENS, AL 35613-1605
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/90589
Date	Oct 7, 2020
Book Page	2020/90589

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Feb 27, 2019
Property Address	22807 BLUFFVIEW DR, ATHENS, AL 35613-1605
Document Number	2019/10636
Book / Page	2019 / 10636
Instrument Date	Feb 15, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12021 SOUTHERN CHARM BLVD, MADISON, AL 35756-3663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12133 SOUTHERN CHARM BLVD, MADISON, AL 35756-3659

Mortgage

Document Number	2019/10638
Date	Feb 27, 2019
Book Page	2019/10638

Lender

Name	CF BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jul 24, 2018
Property Address	22807 BLUFFVIEW DR, ATHENS, AL 35613-1605
Document Number	2018/42909
Book / Page	2018 / 42909
Instrument Date	Jul 23, 2018
Transaction Type	Construction Loan
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12021 SOUTHERN CHARM BLVD, 12021, MADISON, AL 35756-3663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12021 SOUTHERN CHARM BLVD, MADISON, AL 35756-3663
Investor	Possibly a Property Investor

Mortgage

Document Number	2018/42911
Date	Jul 24, 2018
Book Page	2018/42911

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (-1.01%) Homeowner's exemption	$65,120 (-0.97%)	$651,200 (-0.96%) Land $53,200 Building $598,000
2024	$2,577.00 (+3.66%) Homeowner's exemption	$65,760 (+3.59%)	$657,500 (+3.61%) Land $53,200 Building $604,300
2023	$2,486.00 (+26.64%) Homeowner's exemption	$63,480 (+25.95%)	$634,600 (+25.96%) Land $47,500 Building $587,100
2022	$1,963.00 Homeowner's exemption	$50,400	$503,800 Land $51,300 Building $452,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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