22806 Panaro River Dr, Katy, TX 77449 Property Records

Harris County property record for 22806 Panaro River Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,873 sqft · built 2020
Lot Size	0.142 acres (6,170 sqft)
Owner	Individual Name on File
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Apr 2023 Sale Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-476-008-0042`

Property Details

APN / Parcel Number

Primary APN	`141-476-008-0042`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
1st Floor Area	1,873 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,170 sqft (0.142 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1414760080042
Street Address	22806 PANARO RIVER DR
City	KATY
State	TX
Zip	77449-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 BLK 8 VENTANA LAKES EAST SEC 6
Legal Subdivision	VENTANA LAKES EAST SEC 6
Legal Block	8
Legal Lot Number	42
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2052
Census Tract	542902

Owner

22806 Panaro River Dr is owned and occupied by an individual who acquired it in April 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	22806 PANARO RIVER DR, KATY, TX 77449-7444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer
Mar 15, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023
Deed Sale	Apr 26, 2023
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	2023148834
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 26, 2023
Property Address	22806 PANARO RIVER DR, KATY, TX 77449-7444
Document Number	0000148834
Map Reference	MF 691860
Instrument Date	Apr 26, 2023
Instrument	2023-148834
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22806 PANARO RIVER DR, KATY, TX 77449-7444

March 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 15, 2021
Property Address	22806 PANARO RIVER DR, KATY, TX 77449-7444
Document Number	0000131241
Map Reference	MF 691860
Instrument Date	Mar 12, 2021
Instrument	2021-131241
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22806 PANARO RIVER DRIVE, KATY, TX 77449-7444

Mortgage

Document Number	0000131242
Date	Mar 15, 2021
Instrument	2021-131242

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22806 Panaro River Dr was $6,494 with a homeowner's exemption, up 63.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,910 (-8.89%) Land $65,121 Building $217,789	$282,910 (-8.89%) Land $65,121 Building $217,789
2025	$6,494.00 (+63.7%) Homeowner's exemption	$310,499 Land $65,121 Building $245,378	$310,499 Land $65,121 Building $245,378
2024	$3,967.00
2023		$320,000 Land $65,121 Building $254,879	$320,000 Land $65,121 Building $254,879
2022	$3,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22806 Panaro River Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22806 Panaro River Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 449 serves 7,179 people · EPA ID TX1013372
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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