22804 Gary Ln, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 22804 Gary Ln, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,557 sqft · built 1957
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Jun 2020)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-35-328-009`

Property Details

APN / Parcel Number

Primary APN	`09-14-35-328-009`
Alternative APN	`1435328009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft
Basement Area	1,339 sqft
Unfinished Basement	1,339 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	116 ft deep x 60.2 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	22804 GARY LN
City	SAINT CLAIR SHORES
State	MI
Zip	48080-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LAKE SHORE ACRES SUBDIVISION (L33, P11-12) LOT 76
Legal Subdivision	LAKESHORE ACRES SUBDIVISION
Legal Lot Number	76
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	1
Census Block	1007
Census Tract	252200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22804 GARY LN, SAINT CLAIR SHORES, MI 48080-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 12, 2020	Warranty Deed, Transfer BELL TTL AGCY OF CLINTON TOW
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	202067498
Deed Book / Page	26763 / 904
Prior Transfer Date	Mar 28, 2008
Prior Transfer Doc	0000087940
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22804 GARY LN, SAINT CLAIR SHORES, MI 48080-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062922
Date	Jun 1, 2020
Book Page	26739/411
Instrument	2062922

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 12, 2020
Property Address	22804 GARY LN, SAINT CLAIR SHORES, MI 48080-2519
Document Number	0000067498
Book / Page	26763 / 904
Map Reference	LB 33 PG 11&12
Instrument Date	May 27, 2020
Instrument	2067498
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	BELL TTL AGCY OF CLINTON TOW

Transaction

Amount	Amount Recorded
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22804 GARY LN, 22804, SAINT CLAIR SHORES, MI 48080-2519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9300 HEYDEN ST, DETROIT, MI 48228-1538

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 29, 2020
Property Address	22804 GARY LN, SAINT CLAIR SHORES, MI 48080-2519
Document Number	0000117013
Book / Page	027029 / 000026
Instrument Date	May 27, 2020
Instrument	117013
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22804 GARY LN ST CLAIR SHORES MI 480802519, ST CLAIR SHORES, MI 48080-2519

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,400 (+6.55%)	$266,800 (+6.55%)
2025	$5,533.00 (+13.4%) Homeowner's exemption	$125,200 (+13.71%)	$250,400 (+13.71%)
2023		$110,100	$220,200
2022	$4,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	36 (1981–2018)
Claims Outside the SFHA	22 of 36
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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