22800 E Cliff Dr, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 22800 E Cliff Dr, Santa Cruz, CA 95062

Property Summary

Property TypeDuplex
Details6 bd · 6 ba · 3,224 sqft · built 1930
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on File
Tax Bill$12,774 (2025)
Deeds & MortgagesJun 2023 Transfer
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028-304-53

Property Details

APN / Parcel Number

Primary APN028-304-53
Alternative APN
  • 028-304-53-000

Interior

Bedrooms6 Beds
Full Baths6 Baths
Total Rooms10 Rooms
Building Area3,224 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1989
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialOther
Lot Area8,320 sqft (0.191 acres)
View / LotOcean
Deck Area383 sqft
Patio Area383 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address22800 E CLIFF DR
CitySANTA CRUZ
StateCA
Zip95062-5449
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1-5-PP
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract121601

Owner

22800 E Cliff Dr, a duplex, is owned by an individual who acquired it in January 2020.

Source: Santa Cruz County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address14391 QUITO RD, LOS GATOS, CA 95032
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Intrafamily Transfer, Transfer
Jan 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SEA WEST COAST GUARD FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 29, 2020
Transfer Doc0000003867
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 14, 2023
Property Address22800 E CLIFF DR, SANTA CRUZ, CA 95062-5449
Document Number0000010577
Instrument DateMay 13, 2023
Instrument2023-0010577
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14391 QUITO RD, SARATOGA, CA 95070-5626

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 31, 2020
Property Address22800 E CLIFF DR, SANTA CRUZ, CA 95062-5449
Document Number0000003822
Instrument DateJan 29, 2020
Instrument2020-0003822
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address14391 QUITO RD, SARATOGA, CA 95070-5626

Mortgage

Document Number0000003823
DateJan 31, 2020
Instrument2020-0003823
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 22800 E Cliff Dr was $12,774.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$880,919 (+2%) Land $398,302 Building $482,617
2025$12,774.00$863,646 Land $390,492 Building $473,154
2023$11,388.00 (+2.63%)$830,110 (+2%) Land $375,329 Building $454,781
2022$11,096.00$813,833 Land $367,969 Building $445,864

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22800 E Cliff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22800 E Cliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number