2280 Steele Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 2280 Steele Rd, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,809 sqft · built 1997
Lot Size	5.84 acres (254,390 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`714 030`

Property Details

APN / Parcel Number

Primary APN	`714 030`
Alternative APN	`6036942`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,809 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	254,390 sqft (5.84 acres)
Porch	Porch
Porch Area	536 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2280 STEELE RD
City	CLEVELAND
State	NC
Zip	27013-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.84AC
Jurisdiction	ROWAN NC
Township / Civil Division	SCOTCH IRISH
Census Block Group	1
Census Block	1009
Census Tract	51904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2280 STEELE RD, CLEVELAND, NC 27013-9606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 1993
Deed Sale	Apr 29, 1993
Deed Book / Page	711 / 997
Last Transfer Date	Sep 27, 2016
Transfer Doc	0012790167
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2280 STEELE RD, CLEVELAND, NC 27013-9606
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014110535
Date	Oct 10, 2022
Book Page	1411/535

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2280 STEELE RD, CLEVELAND, NC 27013-9606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012900589
Date	May 30, 2017
Book Page	1290/0589

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$284,037 (-) Land $71,200 Building $212,837	$284,037 (-) Land $71,200 Building $212,837
2025	$284,037 (-) Land $71,200 Building $212,837
2023	$284,037 Land $71,200 Building $212,837	$284,037 Land $71,200 Building $212,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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