Napa County property record for 2280 Oak St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1933 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Jun 2017) |
| Tax Bill | $9,019 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-162-018-000 |
| Primary APN | 002-162-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 002-162-018 |
|---|---|
| Street Address | 2280 OAK ST |
| City | NAPA |
| State | CA |
| Zip | 94559-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT4 |
| Legal Description | LOT 8 STECKTERS SUB 2R/M19 |
| Legal Subdivision | STECKTERS |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 200201 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 6, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONYX LENDING LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2017 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Prior Sale | Dec 24, 2008 · Amount on File |
| Deed Document Number | 201714448 |
| Prior Transfer Date | Oct 31, 2007 |
| Prior Transfer Doc | 0000035953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Document Number | 0000001969 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-0001969 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Document Number | 0000012383 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-0012383 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Document Number | 0000007789 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0007789 |
| Name | ONYX LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HALF MOON BAY, CA 94019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004724 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020-0004724 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Jun 27, 2017 |
| Property Address | 2280 OAK ST, NAPA, CA 94559-2233 |
| Document Number | 0000014448 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 14448 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2280 OAK ST NAPA CA 945592233, NAPA, CA 94559-2233 |
| Document Number | 14449 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 14449 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2047 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,019.00 (+2.18%) | $686,596 (+2%) Land $355,136 Building $331,460 | $686,596 Land $355,136 Building $331,460 |
| 2025 | $8,827.00 (+3.34%) | $673,134 (+4.04%) Land $348,173 Building $324,961 | |
| 2023 | $8,542.00 (+0.57%) | $646,998 Land $334,654 Building $312,344 | |
| 2022 | $8,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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