2280 20th Ave SW, Largo, FL 33774 Property Records

Pinellas County property record for 2280 20th Ave SW, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 1972
Lot Size	0.181 acres (7,876 sqft)
Owner	2 Individual Names on File
Tax Bill	$671 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-0169-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-0169-5`
Alternative APNs	`04-30-15-34526-000-0180` `301504345260000180` `153004345260000180` `R34702`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	38 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R34702
Street Address	2280 20TH AVE SW
City	LARGO
State	FL
Zip	33774-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF TERRACE 1ST ADD LOT 18
Legal Range	15E
Legal Township	30S
Legal Section	4
Legal Subdivision	GULF TERRACE 1ST ADD
Legal Tract	34526
Legal Lot Number	18
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	4
Census Block	4017
Census Tract	25207

Owner

2280 20th Ave SW is owned and occupied by two individuals who acquired it in February 2025.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2280 20TH AVE SW, LARGO, FL 33774-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2025
Transfer Doc	0230501435
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2280 20TH AVE SW, LARGO, FL 33774-1716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2280 20TH AVE SW, LARGO, FL 33774-1716

Mortgage

Document Number	0212782148
Date	Dec 1, 2020
Book Page	21278/2148
Instrument	2020360591

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2280 20th Ave SW was $671, up 4.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+4.84%)	$66,776	$244,834 Land $133,375 Building $111,459
2024	$640.00 (-1.23%)
2023	$648.00 (+1.09%) Homeowner's exemption Senior Citizen's exemption	$63,004 (+3%)	$244,099 (+33.23%) Land $153,778 Building $90,321
2022	$641.00 Homeowner's exemption Senior Citizen's exemption	$61,169	$183,216 Land $112,982 Building $70,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2280 20th Ave SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2280 20th Ave SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20