228 Winter St, Richfield, NC 28137 Property Records

Stanly County property record for 228 Winter St, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1998
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,000 (Aug 2023)
Tax Bill	$1,881 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`662304919017`

Property Details

APN / Parcel Number

Primary APN	`662304919017`
Alternative APNs	`1544347` `1511715` `30466`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	168 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1544347
Street Address	228 WINTER ST
City	RICHFIELD
State	NC
Zip	28137-5784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 228 WINTER ST LOT 52 662304051
Legal Subdivision	CARDINAL ESTATES
Legal Lot Number	52
Jurisdiction	STANLY NC
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2007
Census Tract	930101

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 WINTER ST, RICHFIELD, NC 28137-5784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	2023460871
Deed Book / Page	1830 / 100
Prior Transfer Date	Aug 16, 2017
Prior Transfer Doc	0000393493
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 22, 2023
Property Address	228 WINTER ST, RICHFIELD, NC 28137-5784
Document Number	0000460871
Book / Page	1830 / 100
Map Reference	MB 6 PG 86
Instrument Date	Aug 8, 2023
Instrument	460871
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25907, RALEIGH, NC 27611-5907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WINTER ST, RICHFIELD, NC 28137-5784

Mortgage

Document Number	0000460872
Date	Aug 22, 2023
Instrument	460872

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 27, 2017
Property Address	228 WINTER ST, RICHFIELD, NC 28137-5784
Document Number	0000396745
Book / Page	001635 / 000929
Instrument Date	Dec 11, 2017
Instrument	396745
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 N SALISBURY ST RALEIGH NC 276031739, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANLY NC
Recording Date	Aug 25, 2017
Property Address	228 WINTER ST, RICHFIELD, NC 28137-5784
Document Number	0000393493
Book / Page	001621 / 000347
Instrument Date	Aug 2, 2017
Instrument	393493
Transaction Type	Foreclosure
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 25279 RALEIGH NC 276115279, RALEIGH, NC 27611-5279

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Richfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,881.00	$226,661 (-) Land $27,810 Building $198,851	$226,661 (-) Land $27,810 Building $198,851
2025	$1,881.00 (+19.2%)	$226,661 (+29.22%) Land $27,810 Building $198,851	$226,661 (+29.22%) Land $27,810 Building $198,851
2023	$1,578.00	$175,402 Land $17,381 Building $158,021	$175,402 Land $17,381 Building $158,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures