228 Windward Dr, Houma, LA 70360 Property Records

Terrebonne Parish property record for 228 Windward Dr, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1995
Lot Size	0.2 acres (8,752 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (May 2025)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10867`

Property Details

APN / Parcel Number

Primary APN	`10867`

Interior

Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	8,752 sqft (0.2 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	228 WINDWARD DR
City	HOUMA
State	LA
Zip	70360-3987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 12 ADDEN. 1 PHASE I WESTGATE SUBD.
Legal Range	17E
Legal Township	17S
Legal Subdivision	WESTGATE SUBD
Legal Phase	I
Legal Block	12
Legal Lot Number	17
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	1703

Owner

Source: Terrebonne Parish records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	228 WINDWARD DR, HOUMA, LA 70360-3987
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 1, 2025	Cash Sale Deed, Transfer
Nov 15, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20251707468
Deed Book / Page	2764 / 3
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	228 WINDWARD DR, HOUMA, LA 70360-3987
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002931/831
Date	Jul 10, 2017
Book Page	2931/831
Instrument	1537899

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	228 WINDWARD DR, HOUMA, LA 70360-3987
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003222/182
Date	Feb 17, 2021
Book Page	3222/182
Instrument	1620603

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	May 1, 2025
Property Address	228 WINDWARD DR, HOUMA, LA 70360-3987
Document Number	00002764/3
Book / Page	2764 / 3
Instrument Date	Apr 30, 2025
Instrument	1707468
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Nov 15, 2021
Property Address	228 WINDWARD DR, HOUMA, LA 70360-3987
Document Number	001651/814
Book / Page	1651 / 814
Instrument Date	Nov 15, 2021
Instrument	1637663
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+44.71%)	$19,130 (-) Land $4,630 Building $14,500	$191,300 (-) Land $46,300 Building $145,000
2024	$1,154.00 (+11.61%) Homeowner's exemption	$19,130 (+6.69%) Land $4,630 Building $14,500	$191,300 (+6.69%) Land $46,300 Building $145,000
2023	$1,034.00 (-0.1%) Homeowner's exemption	$17,930 (-) Land $4,630 Building $13,300	$179,300 (-) Land $46,300 Building $133,000
2022	$1,035.00 Homeowner's exemption	$17,930 Land $4,630 Building $13,300	$179,300 Land $46,300 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	6 (2021–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Spectrum.

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