Union County and Westfield Town property record for 228 Windsor Ave, Westfield, NJ 07090
| Property Type | Duplex |
|---|---|
| Details | 952 sqft · built 1953 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,500 (Sep 2019) |
| Tax Bill | $7,030 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04001-0000-00061 |
| Primary APN | 20-04001-0000-00061 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 952 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 3,960 sqft (0.091 acres) |
| Lot Dimensions | 120 ft deep x 33 ft wide |
| Old Parcel Number | 2000510000000014A |
|---|---|
| Street Address | 228 WINDSOR AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1528 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | MANOR PARK ANX |
| Legal Block | 4001 |
| Legal Lot Number | 61 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 36600 |
228 Windsor Ave, a duplex, is owned and occupied by an individual who bought it in September 2019.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Sep 18, 2019 | Deed, Transfer NRT TITLE AGENCY LLC |
| Jul 15, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 15, 2016 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on File |
| Deed Sale | Sep 18, 2019 · Amount on File |
| Deed Document Number | 2019317233 |
| Deed Book / Page | 6340 / 278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0148862287 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 14886/2287 |
| Instrument | 4385 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 18, 2019 |
| Property Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Document Number | 0063400278 |
| Book / Page | 6340 / 0278 |
| Map Reference | MAP 373-C |
| Instrument Date | Sep 11, 2019 |
| Instrument | 317233 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,461.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 SO DEARBOM ST #709709, 431, CHICAGO, IL 60605 |
| Name | Verified Name |
|---|---|
| Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Document Number | 0142620779 |
| Instrument Date | Jul 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 228 WINDSOR AVE WESTFIELD NJ 070901528, WESTFIELD, NJ 07090-1528 |
| Document Number | 0142620779 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 014262/000779 |
| Instrument | 639563 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 672 Months |
| Due | Apr 23, 2073 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 228 WINDSOR AVE, WESTFIELD, NJ 07090-1528 |
| Document Number | 0142620764 |
| Instrument Date | Jul 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 228 WINDSOR AVE WESTFIELD NJ 070901528, WESTFIELD, NJ 07090-1528 |
| Document Number | 0142620764 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 014262/000764 |
| Instrument | 639562 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 672 Months |
| Due | Apr 23, 2073 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 228 Windsor Ave was $7,030, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,700 (-) Land $195,500 Building $111,200 | $306,700 (-) Land $195,500 Building $111,200 | |
| 2025 | $7,030.00 (+1.8%) | $306,700 Land $195,500 Building $111,200 | $306,700 Land $195,500 Building $111,200 |
| 2024 | $6,906.00 | ||
| 2023 | $306,700 Land $195,500 Building $111,200 | $306,700 Land $195,500 Building $111,200 | |
| 2022 | $6,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Windsor Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 Windsor Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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