Bell County property record for 228 Windermere Dr, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Nov 2005) |
| Tax Bill | $1,354 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-10-00-105.40 |
| Primary APN | 068-10-00-105.40 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 17633 |
|---|---|
| Street Address | 228 WINDERMERE DR |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 619 WINDERMERE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 619 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960800 |
228 Windermere Dr is owned and occupied by an individual who bought it in November 2005.
Source: Bell County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 WINDERMERE DR, MIDDLESBORO, KY 40965-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on File |
| Deed Sale | Nov 3, 2005 · Amount on File |
| Deed Document Number | 000D329155 |
| Deed Book / Page | D329 / 155 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 228 Windermere Dr was $1,354 with a homeowner's exemption.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 Homeowner's exemption | $162,500 Land $162,500 | $162,500 Land $162,500 |
| 2023 | $1,358.00 Homeowner's exemption | $162,500 | $162,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Windermere Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Windermere Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Eastern Telephone & Technologies.
4G LTE (outdoors only), no 5G reported
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