228 Wilson Rd, #A, Erwin, TN 37650 Property Records

Unicoi County property record for 228 Wilson Rd, #A, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 748 sqft · built 1951
Lot Size	5.8 acres (252,648 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (May 2020)
Tax Bill	$473 (2025)
Deeds & Mortgages	May 2023 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-004.00`

Property Details

APN / Parcel Number

Primary APN	`023-004.00`
Alternative APNs	`086023 00400` `000004172`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	252,648 sqft (5.8 acres)
Terrain	Mountain
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	228 WILSON RD, A
City	ERWIN
State	TN
Zip	37650-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: R03
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4001
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 N WILLOW AVE, ERWIN, TN 37650-1248
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 16, 2020	Warranty Deed, Transfer PAMELA K FORTUNE
Jan 29, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Apr 19, 1999 · Amount on Record
Deed Document Number	2020848
Deed Book / Page	433 / 246
Last Transfer Date	May 24, 2023
Transfer Doc	0000470542
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	May 30, 2023
Property Address	228 WILSON RD, ERWIN, TN 37650-4102
Document Number	0000470542
Book / Page	470 / 542
Instrument Date	May 24, 2023
Instrument	23000937
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 N WILLOW AVE, ERWIN, TN 37650-1248

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	228 WILSON RD, ERWIN, TN 37650-4102
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442378
Date	Feb 16, 2021
Book Page	442/378
Instrument	21000346

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 16, 2020
Property Address	228 WILSON RD, ERWIN, TN 37650-4102
Document Number	433246
Book / Page	000433 / 000246
Instrument Date	May 1, 2020
Instrument	848
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WILLOW AVE ERWIN TN 376501248, ERWIN, TN 37650-1248

Mortgage

Document Number	433249
Date	May 16, 2020
Book Page	000433/000249
Instrument	849

Lender

Name	PAMELA K FORTUNE
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 15, 2025

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 29, 2020
Property Address	228 WILSON RD, ERWIN, TN 37650-4102
Document Number	430344
Book / Page	000430 / 000344
Instrument Date	Dec 17, 2019
Instrument	189
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 HOLLY ACRES CIR ERWIN TN 376509247, ERWIN, TN 37650-9247

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00	$18,125 (-) Land $6,350 Building $11,775	$72,500 (-) Land $25,400 Building $47,100
2024	$473.00 (+11.03%)
2023		$18,125 (-) Land $6,350 Building $11,775
2022	$426.00	$18,125 Land $6,350 Building $11,775	$72,500 Land $25,400 Building $47,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2001–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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