228 Williams Ave, Florence, AL 35634 Property Records

Lauderdale County property record for 228 Williams Ave, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1965
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,500 (Jun 2026)
Tax Bill	$443 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-28-0-003-045-000`

Property Details

APN / Parcel Number

Primary APN	`16-08-28-0-003-045-000`
Alternative APNs	`101102` `023488` `32016`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	180 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	101102
Street Address	228 WILLIAMS AVE
City	FLORENCE
State	AL
Zip	35634-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	180 X 115 BELLEMEADE ADD 1 SD BLK 5 LOT 8 .47 AC/C SEC 28 T2S R10W
Legal Range	10W
Legal Township	02S
Legal Section	28
Legal Subdivision	BELLEMEADE
Legal Block	5
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	11503

Owner

Source: Lauderdale County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · Construction Mortgage BANK OF INDEPENDENT
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 23, 2019	Warranty Deed, Transfer
Jun 1, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2026
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 3, 2026
Property Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905
Instrument Date	Jun 3, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905

Mortgage

Date	Jun 3, 2026

Lender

Name	BANK OF INDEPENDENT

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 26, 2022
Property Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905
Document Number	2022/47554
Book / Page	2022 / 47554
Map Reference	MB 3 PG 166
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 TENNESSEE RIVER DR, 116, MUSCLE SHOALS, AL 35661-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905

Mortgage

Document Number	202247556202247556
Date	Aug 26, 2022
Instrument	2022-47556202247556

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 23, 2019
Property Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905
Document Number	02019/2577
Book / Page	2019 / 2577
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 W ALABAMA ST, 226, FLORENCE, AL 35630-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 1, 2017
Property Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905
Document Number	2017/23379
Book / Page	2017 / 23379
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 E ELLIOT RD, 2100, TEMPE, AZ 85284-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WILLIAMS AVE, FLORENCE, AL 35634-6905

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00 (+3.75%) Homeowner's exemption	$12,880 (+3.54%)	$128,800 (+3.7%) Land $10,600 Building $118,200
2024	$427.00 (+6.22%) Homeowner's exemption	$12,440 (+1,195.83%) Land $1,040 Building $11,400	$124,200 (+6.19%) Land $10,300 Building $113,900
2023	$402.00 (-46.75%) Homeowner's exemption	$960 (-95.24%) Land $960	$116,960 (+16.03%) Land $9,500 Building $107,460
2022	$755.00	$20,160	$100,800 Land $10,900 Building $89,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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