228 Whitewater St, Chaffee, MO 63740 Property Records

Cape Girardeau County property record for 228 Whitewater St, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,114 sqft · built 1953
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$132,751 (Jun 2024)
Tax Bill	$188 (2025)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone A (high risk)
APN	`197030002005000000`

Property Details

APN / Parcel Number

Primary APN	`197030002005000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	134 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Street Address	228 WHITEWATER ST
City	CHAFFEE
State	MO
Zip	63740-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2-5 ALLENVILLE 15/05
Legal Range	12E
Legal Township	30S
Legal Section	31
Legal Subdivision	ALLENVILLE
Legal Lot Number	2-5
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	HUBBLE
Census Block Group	1
Census Block	1082
Census Tract	880300

Owner

228 Whitewater St is owned and occupied by an individual who bought it in June 2024.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	228 WHITEWATER ST, CHAFFEE, MO 63740-8071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Deed Document Number	20244457
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	228 WHITEWATER ST, CHAFFEE, MO 63740-8071
Document Number	0000000475
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WHITEWATER ST CHAFFEE MO 637408071, CHAFFEE, MO 63740-8071

Mortgage

Document Number	0000000475
Date	Jan 13, 2017
Instrument	475

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 228 Whitewater St was $188.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Allenville Village
County	Cape Girardeau County
Unified School District	Delta R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,250 (-) Land $500 Building $2,750	$17,090 (-) Land $2,621 Building $14,469
2025	$188.00	$3,250 Land $500 Building $2,750	$17,090 Land $2,621 Building $14,469
2023	$178.00	$3,090 Land $470 Building $2,620	$16,276 Land $2,496 Building $13,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 Whitewater St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (2002–2016)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Whitewater St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER ALLENVILLE PWS serves 200 people · EPA ID MO4011158
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20