228 White Dr, Payson, AZ 85541 Property Records

Gila County property record for 228 White Dr, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2003
Square Footage4,795 sqft Living Area
Lot Size196,891 sqft (4.52 acres)
Last Sale$1,850,000 (2024)
Tax Bill$12,696.00 (2025)

Owner

Source: Gila County records · APN 304-28-009A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address300 W AIRPORT RD, PAYSON, AZ 85541-3607
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · Conventional Mortgage
JMAC LENDING INC
Apr 20, 2023Deed of Trust, Mortgage · Line of Credit
ARIZONA BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2024 · Amount on Record
Deed SaleSep 26, 2024 · Amount on Record
Prior SaleSep 26, 2024
Deed Doc Number0202400858
Deed Book / Page2024008 / 58
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address228 WHITE DR, PAYSON, AZ 85541-7448
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 WHITE DR, PAYSON, AZ 85541-7448

Mortgage

Document Number0000008981
DateOct 07, 2025
Instrument2025-008981
Lender
NameJMAC LENDING INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address228 WHITE DR, PAYSON, AZ 85541-7448
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1375 W CAROLINE LN, TEMPE, AZ 85284-2825

Mortgage

Document Number0000003399
DateApr 20, 2023
Instrument2023-003399
Lender
NameARIZONA BANK & TRUST
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityStar Valley Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$206,496 (+5.86%) Land $27,312 Building $179,184$2,064,965 (+5.86%) Land $273,124 Building $1,791,841
2025$12,696.00 (+4.72%)
2024$195,065 Land $27,873 Building $167,192$1,950,647 Land $278,726 Building $1,671,921
2023$12,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 86% of the US · above 79% of Arizona
Wildfire LikelihoodAbout 1 in 146 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-28-009A
Alternative APNs
  • R038494
  • 038494

Interior

Building Area4,795 sqft Living Area
1st Floor2,398 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco Exterior
Construction TypeSteel Frame Construction
Roof MaterialTile Roof
Lot Area196,891 sqft (4.52 acres)
Patio Area1,365 sqft Patio
PorchPorch
Porch Area2,745 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR038494
Street Address228 WHITE DR
CityPAYSON
StateAZ
Zip85541-7448
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 05 TOWNSHIP: 10N RANGE: 11E PARCEL A OF ROS 3160 AND A POR OF HES 53 DESC AS: COMM AT COR 12 OF HES 53; TH N0D01'E ,
Legal Range11E
Legal Township10N
Legal Section05
Legal SubdivisionSTAR VALLEY B
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup2
Census Block2028
Census Tract500

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