228 Wappoo Trace Ln, Summerville, SC 29486 Property Records

Berkeley County property record for 228 Wappoo Trace Ln, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,307 sqft · built 2024
Lot Size	0.131 acres (5,707 sqft)
Owner	Individual Name on Record
Last Sale	$397,500 (Jul 2026)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-16-01-029`

Property Details

APN / Parcel Number

Primary APN	`160-16-01-029`
Alternative APN	`179-00-00-058`

Interior

Building Area	2,307 sqft Finished Area
1st Floor Area	887 sqft
2nd Floor Area	1,420 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	5,707 sqft
Garage Area	441 sqft
Porch	Patio
Porch Area	54 sqft

Location & Zoning

Street Address	228 WAPPOO TRACE LN
City	SUMMERVILLE
State	SC
Zip	29486-2496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 204JASMINE POINT - PH 3@ CANE BAY
Legal Subdivision	JASMINE POINT
Legal Lot Number	204J
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2060
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · VA Mortgage RESICENTRAL LLC
Jan 31, 2024	Deed, Subdivision Related Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	202624667
Deed Book / Page	5640 / 748
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 8, 2026
Property Address	228 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2496
Document Number	0000024667
Book / Page	5640 / 748
Instrument Date	Jul 2, 2026
Instrument	202624667
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,545.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2496

Mortgage

Document Number	0000024668,
Date	Jul 8, 2026
Instrument	202624668

Lender

Name	RESICENTRAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 31, 2024
Property Address	228 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2496
Document Number	04768/0329
Book / Page	4768 / 329
Map Reference	DOC 2022013616
Instrument Date	Jan 30, 2024
Instrument	2024002842
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,059.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	228 WAPPOO TRACE LN, SUMMERVILLE, SC 29486-2496

Mortgage

Document Number	2024002843
Date	Jan 31, 2024
Instrument	2024002843

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,900 (+2,4%) Land $120,000 Building $307,900	$427,900 (-) Land $120,000 Building $307,900
2025	$1,821.00 (+60.72%)	$17,116 (-) Land $4,800 Building $12,316	$427,900 (-) Land $120,000 Building $307,900
2024	$1,133.00 (+9.79%) Homeowner's exemption	$17,116 (+307.52%) Land $4,800 Building $12,316	$427,900 (+511.29%) Land $120,000 Building $307,900
2023	$1,032.00
2022		$4,200 Land $4,200	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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