228 W Truman Ave, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 228 W Truman Ave, Eau Claire, WI 54701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 943 sqft · built 1951
Lot Size	0.21 acres (9,135 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jun 2020)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0806-000`

Property Details

APN / Parcel Number

Primary APN	`15-0806-000`
Alternative APNs	`18221-2-270929-310-2059` `221150806000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
Basement Area	943 sqft
Finished Basement	240 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Lot Area	9,135 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 68 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	228 W TRUMAN AVE
City	EAU CLAIRE
State	WI
Zip	54701-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 22 PUTNAM HGTS 1ST ADD
Legal Range	09W
Legal Township	27N
Legal Section	29
Legal Subdivision	PUTNAM HGTS
Legal Block	22
Legal Lot Number	15
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2013
Census Tract	900

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	228 W TRUMAN AVE, EAU CLAIRE, WI 54701-6346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CHARTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	20201193193
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	228 W TRUMAN AVE, EAU CLAIRE, WI 54701-6346
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001238793
Date	Nov 14, 2022
Instrument	1238793

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2032

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jun 22, 2020
Property Address	228 W TRUMAN AVE, EAU CLAIRE, WI 54701-6346
Document Number	0001193193
Instrument Date	Jun 11, 2020
Instrument	1193193
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 W TRUMAN AVE, EAU CLAIRE, WI 54701-6346

Mortgage

Document Number	0001193194
Date	Jun 22, 2020
Instrument	1193194

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00 (+2.69%)	$165,500 (-) Land $34,300 Building $131,200	$216,500 (+1.98%)
2024	$3,046.00 Homeowner's exemption	$165,500 (-) Land $34,300 Building $131,200	$212,300
2023		$165,500 Land $34,300 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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