228 W Main St, Midway, KY 40347 Property Records

Woodford County property record for 228 W Main St, Midway, KY 40347

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 2004
OwnerIndividual Name on File
Last Sale$244,000 (May 2021)
Tax Bill$2,453 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-5001-008-00

Property Details

APN / Parcel Number

Primary APN38-5001-008-00
Alternative APN
  • 33755

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number33755
Street Address228 W MAIN ST
CityMIDWAY
StateKY
Zip40347-5026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
Legal Tract1
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1033
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 4039, MIDWAY, KY 40347-4039
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Deed Document Number98721
Deed Book / PageD326 / 303
Record UpdatedJun 8, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateMay 7, 2021
Property Address228 W MAIN ST, MIDWAY, KY 40347-5026
Document Number00D326/303
Book / PageD326 / 303
Instrument DateMay 7, 2021
Instrument98721
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 W STEPHENS ST, MIDWAY, KY 40347-1104

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 W MAIN ST, MIDWAY, KY 40347-5026

Mortgage

Document Number0000098722
DateMay 7, 2021
Instrument98722
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,453.00 (-0.33%)$270,000 (+10.66%)$270,000 (+10.66%)
2023$2,461.00$244,000$244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY MUNICIPAL WATER WORKS
serves 2,174 people · EPA ID KY1200283
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionMay 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Uniti Group
Fiber · DSL
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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