Norfolk County and Needham Town property record for 228 Valley Rd, Needham, MA 02492 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,544 sqft · built 1952 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $657,500 (Nov 2016) |
| Tax Bill | $9,543 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2020 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | M:0010000500000 |
| Primary APN | M:0010000500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 228 VALLEY RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DOVER ROADS ESTATES |
| Legal Block | 5 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 7 |
| Census Block | 7001 |
| Census Tract | 403100 |
Source: Norfolk County and Needham Town records · APN M:0010000500000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 VALLEY RD, NEEDHAM, MA 02492-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK |
| Jul 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2016 · Amount on Record |
| Deed Sale | Nov 01, 2016 · Amount on Record |
| Prior Sale | Jan 04, 2016 |
| Deed Book / Page | 34626 / 327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 228 VALLEY RD, NEEDHAM, MA 02492-4703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039021-600 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 39021/600 |
| Instrument | 21344 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 228 VALLEY RD, NEEDHAM, MA 02492-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38051-244 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 38051/244 |
| Instrument | 63554 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,543.00 (+1.32%) | $900,300 (+24.64%) Land $661,600 Building $238,700 | $1,072,455 (+6.83%) |
| 2024 | $1,003,865 | ||
| 2023 | $9,419.00 | $722,300 Land $472,400 Building $249,900 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214031007, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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