228 Valley Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 228 Valley Rd, Jefferson, ME 04348

Property Summary

Property Type	Single Family Home
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$225,600 (May 2021)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JEFN M:021 L:026`

Property Details

APN / Parcel Number

Primary APN	`JEFN M:021 L:026`
Alternative APN	`1064`

Exterior

Architectural Style	Multi-Family
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Account Number	1064
Street Address	228 VALLEY RD
City	JEFFERSON
State	ME
Zip	04348-3870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	26
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2031
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

228 Valley Rd is owned and occupied by an individual who bought it in May 2021.

Source: Lincoln County and Jefferson Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
May 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Apr 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Apr 16, 2021
Deed Document Number	202174223
Deed Book / Page	5706 / 119
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052550083
Date	May 14, 2018
Book Page	05255/0083
Instrument	000000037964

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055220158
Date	May 20, 2020
Book Page	5522/158
Instrument	60993

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	May 7, 2021
Property Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Document Number	0057060119
Book / Page	5706 / 119
Instrument Date	May 6, 2021
Instrument	74223
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2663 APPLETON RIDGE RD, APPLETON, ME 04862-6820

Mortgage

Document Number	0000074224
Date	May 7, 2021
Instrument	74224

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	Apr 16, 2021
Property Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Document Number	0056960132
Book / Page	5696 / 132
Instrument Date	Apr 16, 2021
Instrument	73412
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 VALLEY RD, JEFFERSON, ME 04348-3870
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 228 Valley Rd was $2,568, up 21.8% from the year before.

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,568.00 (+21.82%)	$174,100 (-) Land $48,900 Building $125,200
2024	$2,108.00 (+7.01%)	$174,100 (+44.96%) Land $48,900 Building $125,200
2023	$1,970.00 (+8.96%)	$120,100 (-) Land $33,700 Building $86,400
2022	$1,808.00	$120,100 Land $33,700 Building $86,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 228 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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