228 Upper Ridge Rd, Bostic, NC 28018 Property Records

Rutherford County property record for 228 Upper Ridge Rd, Bostic, NC 28018 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2024
Square Footage	1,758 sqft Heated Area
Lot Size	809,345 sqft (18.5 acres)
Occupancy	Owner Occupied
Last Sale	$63,500 (2022)
Tax Bill	$3,754.00 (2025)

Owner

Source: Rutherford County records · APN 1634913

Assessment roll updated August 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 UPPER RIDGE RD, BOSTIC, NC 28018-0050
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 05, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 31, 2022	Deed of Trust, Mortgage · Building or Construction Mortgage CAROLINA FARM CREDIT ACA
Mar 08, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Prior Sale	Sep 09, 2003 · Amount on Record
Deed Book / Page	2057 / 4896
Last Transfer Date	Apr 14, 2026
Transfer Doc	2101003398
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 15, 2026
Property Address	228 UPPER RIDGE RD, BOSTIC, NC 28018-0050
Document Number	2101003398
Book / Page	2101 / 3398
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 UPPER RIDGE RD, BOSTIC, NC 28018-0050

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	228 UPPER RIDGE RD, BOSTIC, NC 28018-0050
Transaction Type	Mortgage
Record Updated	Dec 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 UPPER RIDGE RD, BOSTIC, NC 28018-0050

Mortgage

Document Number	0020964690
Date	Nov 05, 2025
Book Page	2096/4690

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 01, 2030
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	11.1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	228 UPPER RIDGE RD, BOSTIC, NC 28018
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 PRINCETON AVE, GASTONIA, NC 28054-5759

Mortgage

Document Number	0020661671
Date	Oct 31, 2022
Book Page	2066/1671

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 08, 2022
Property Address	228 UPPER RIDGE RD, BOSTIC, NC 28018
Document Number	0020574896
Book / Page	2057 / 4896
Map Reference	MB 24 PG 45
Instrument Date	Mar 07, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$127.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5314 SHASTA HILL CT, CHARLOTTE, NC 28211-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 PRINCETON AVE, GASTONIA, NC 28054-5759

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,754.00 (+798.09%)	$602,600 (+933.62%) Land $91,900 Building $510,700	$602,600 (+933.62%) Land $91,900 Building $510,700
2023		$58,300 Land $58,300	$58,300 Land $58,300
2022	$418.00
2021	$418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1634913`
Alternative APN	`15236220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,758 sqft Heated Area
Basement Area	1,758 sqft Basement
Finished Basement	1,758 sqft Finished
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	809,345 sqft (18.5 acres)
Parking Spaces	2 Parking Spaces
Garage Area	582 sqft Garage
Deck Area	462 sqft Deck

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	228 UPPER RIDGE RD
City	BOSTIC
State	NC
Zip	28018-0050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLDEN VALLEY EST LO:116 PH:5 PL:24-45
Legal Subdivision	GOLDEN VALLEY ESTATES PHASE FIVE
Legal Lot Number	116
Jurisdiction	RUTHERFORD NC
Minor Civil Division	GOLDEN VALLEY
Census Blockgroup	1
Census Block	1004
Census Tract	960102

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