Buncombe County property record for 228 Sunset Dr, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,773 sqft · built 2024 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,500 (Nov 2022) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 720534-2020-202 |
| Primary APN | 720534-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| Gross Area | 2,013 sqft |
| 1st Floor Area | 1,108 sqft |
| Utility Area | 277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 720534-2020-202 |
|---|---|
| Street Address | 228 SUNSET DR |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | SUBDIV: M F BEGLEY PROP BLOCK: LOT: SECTION: PLAT: 0036-0065 |
| Legal Subdivision | M F BEGLEY PROP |
| Legal Block | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 3105 |
228 Sunset Dr is owned by two individuals who acquired it in February 2024.
Source: Buncombe County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 REED RD, ASHEVILLE, NC 28805-8717 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Feb 9, 2024 | Intrafamily Transfer, Transfer · Construction Mortgage TRUIST BANK |
| Nov 4, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Prior Sale | Nov 20, 2012 |
| Deed Book / Page | 6273 / 624 |
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 0063840133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 20, 2026 |
| Property Address | 228 SUNSET DR, BLACK MOUNTAIN, NC 28711-3810 |
| Document Number | 6594001432 |
| Book / Page | 6594 / 1432 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 228 SUNSET DR, BLACK MOUNTAIN, NC 28711-3810 |
| Document Number | 6594001432, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 6594/1432 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 9, 2024 |
| Property Address | 228 SUNSET DR, BLACK MOUNTAIN, NC 28711-3810 |
| Document Number | 0063840133 |
| Book / Page | 6384 / 133 |
| Instrument Date | Feb 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 REED RD, ASHEVILLE, NC 28805-8717 |
| Name | Verified Name |
|---|---|
| Address | 20 N SPRUCE ST, ASHEVILLE, NC 28801-3006 |
| Document Number | 0006384136 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 6384/136 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 4, 2022 |
| Property Address | 228 SUNSET DR, BLACK MOUNTAIN, NC 28711-3810 |
| Document Number | 0062730624 |
| Book / Page | 6273 / 624 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $95.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 HEMLOCK LN, CLYDE, NC 28721-9706 |
| Name | Verified Name |
|---|---|
| Address | 39 REED RD, ASHEVILLE, NC 28805-8717 |
The 2025 property tax bill for 228 Sunset Dr was $1,268, up 141.1% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (+141.06%) | $146,200 Land $62,800 Building $83,400 | $146,200 Land $62,800 Building $83,400 |
| 2024 | $526.00 (+2.33%) | ||
| 2023 | $514.00 | $62,800 | $62,800 Land $62,800 |
| 2021 | $146,200 Land $62,800 Building $83,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Sunset Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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