Chemung County and Horseheads Town property record for 228 Sunset Cir, Horseheads, NY 14845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 1955 |
| Lot Size | 0.262 acres (11,441 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2014) |
| Tax Bill | $5,947 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance + 3 more |
| APN | 073489 49.02-4-56 |
| Primary APN | 073489 49.02-4-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 11,441 sqft (0.262 acres) |
| Lot Dimensions | 150 ft deep x 76.2 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 23047000 |
|---|---|
| Street Address | 228 SUNSET CIR |
| City | HORSEHEADS |
| State | NY |
| Zip | 14845-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TH02 |
| Legal Description | HIGHLAND TERR |
| Legal Block | 4 |
| Legal Lot Number | 56.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | HORSEHEADS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10702 |
228 Sunset Cir is owned and occupied by an individual who bought it in September 2014.
Source: Chemung County and Horseheads Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU |
| Sep 30, 2014 | Deed, Transfer ELMIRA SAVINGS BANK |
| Sep 30, 2014 | Deed, Transfer ANTHONY PAGANO |
| Jun 24, 2010 | Intrafamily Transfer, Transfer DONALD B COYLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Prior Sale | Sep 30, 2014 · Amount on File |
| Deed Book / Page | 20140 / 22154 |
| Prior Transfer Date | Jun 23, 2010 |
| Prior Transfer Doc | 0000010062/000004000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202104048 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202104048 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202104048 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202104048 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Sep 30, 2014 |
| Property Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Document Number | 0000020140/0000022154 |
| Book / Page | 0000020140 / 0000022154 |
| Instrument Date | Sep 26, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | ANTHONY PAGANO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 HOPKINS ST, ELMIRA, NY 14904-1019 |
| Document Number | 2014093000422153 |
|---|---|
| Date | Sep 30, 2014 |
| Instrument | 20140930-00422153 |
| Name | ELMIRA SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 340 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Sep 30, 2014 |
| Property Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Document Number | 0000020140/0000022150 |
| Book / Page | 0000020140 / 0000022150 |
| Instrument Date | Sep 26, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | ANTHONY PAGANO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 HOPKINS ST, ELMIRA, NY 14904-1019 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jun 24, 2010 |
| Property Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Document Number | 0000010062/0000040006 |
| Book / Page | 0000010062 / 0000040006 |
| Instrument Date | Jun 23, 2010 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | DONALD B COYLES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 SUNSET CIR, HORSEHEADS, NY 14845-9234 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 228 Sunset Cir was $5,947 with a homeowner's exemption, up 17.5% from the year before.
Source: Chemung County and Horseheads Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Horseheads Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,947.00 (+17.53%) Homeowner's exemption | ||
| 2025 | $5,060.00 | $183,000 Land $31,100 Building $151,900 | $208,000 Land $35,349 Building $172,651 |
| 2023 | $183,000 Land $31,100 Building $151,900 | $184,848 Land $31,414 Building $153,434 | |
| 2020 | $1,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 228 Sunset Cir; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Sunset Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Xtreme5G Fixed Wireless | 750 / 90 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures