Merrimack County and Franklin City property record for 228 Summit St, Franklin, NH 03235
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1850 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Sep 2023) |
| Tax Bill | $3,815 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FRKN M:097 B:024 L |
| Primary APN | FRKN M:097 B:024 L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 228 SUMMIT ST |
|---|---|
| City | FRANKLIN |
| State | NH |
| Zip | 03235-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1W&S |
| Legal Block | 24 |
| Jurisdiction | FRANKLIN CITY NH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43001 |
228 Summit St is owned and occupied by an individual who bought it in September 2023.
Source: Merrimack County and Franklin City records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 SUMMIT ST, FRANKLIN, NH 03235-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Jul 30, 2019 · Amount on File |
| Deed Document Number | 2023202300013989 |
| Deed Book / Page | 3838 / 1700 |
| Transfer Doc | 0000024842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN CITY NH |
| Recording Date | Jul 30, 2019 |
| Property Address | 228 SUMMIT ST, FRANKLIN, NH 03235-1555 |
| Document Number | 0036400816 |
| Book / Page | 003640 / 000816 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 13160 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 BURLEIGH HILL RD SANBORNTON NH 032692001, SANBORNTON, NH 03269-2001 |
| Document Number | 36400818 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 003640/000818 |
| Instrument | 13161 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
The 2025 property tax bill for 228 Summit St was $3,815.
Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Franklin City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 | $216,400 Land $75,700 Building $140,700 | |
| 2023 | $215,745 | ||
| 2022 | $3,298.00 | $135,200 Land $62,200 Building $73,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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