Washington County property record for 228 Summit Ave, Hagerstown, MD 21740
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5,250 sqft · built 1900 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $315,000 (Mar 2021) |
| Tax Bill | $3,540 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-017494 |
| Primary APN | 03-017494 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 5,250 sqft Total Area |
| 1st Floor Area | 5,250 sqft |
| Basement Area | 1,750 sqft |
| Unfinished Basement | 1,750 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Shed | 1 Shed |
| Shed Area | 532 sqft |
| Canopy | 476 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 017494 |
|---|---|
| Street Address | 228 SUMMIT AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6086 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RMED |
| Legal Description | LOT 4 40X160 .146 AC 228-230 SUMMIT AVE |
| Legal Subdivision | HAMILTONS ADDN |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
228 Summit Ave, a residential property, is owned by a company that bought it in March 2021.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9050 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed, Transfer · Line of Credit MIDDLETOWN VALLEY BANK |
| Sep 30, 2019 | Trustee's Deed, Transfer COURTNEY D BEARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Sep 30, 2019 · Amount on File |
| Deed Book / Page | 6540 / 480 |
| Prior Transfer Date | Jan 9, 1986 |
| Prior Transfer Doc | 0801000793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 8, 2021 |
| Property Address | 228 SUMMIT AVE, HAGERSTOWN, MD 21740-6086 |
| Document Number | 0065400480 |
| Book / Page | 6540 / 480 |
| Map Reference | LB 95 FO 700 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9050 MAJOR SMITH LN, FREDERICK, MD 21704-7830 |
| Document Number | 0006540485 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 6540/485 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 30, 2019 |
| Property Address | 228 SUMMIT AVE, HAGERSTOWN, MD 21740-6086 |
| Document Number | 0060770344 |
| Book / Page | 006077 / 000344 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 240 S POTOMAC ST HAGERSTOWN MD 217406005, HAGERSTOWN, MD 21740-6005 |
| Document Number | 60770353 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 006077/000353 |
| Name | COURTNEY D BEARD |
|---|---|
| Address | 20401 CHUCK LN, HAGERSTOWN, MD 21742-4030 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Number | 60770388, |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 006077/000388 |
| Name | MARCY O TEST |
|---|---|
| Address | 6229 21ST ST N, ARLINGTON, VA 22205-2036 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 228 Summit Ave was $3,540, up 3.1% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,540.00 (+3.09%) | $388,600 (+3.1%) | $412,000 (+9.31%) Land $41,400 Building $370,600 |
| 2025 | $3,434.00 (+2.17%) | $376,900 Land $41,400 Building $335,500 | $376,900 Land $41,400 Building $335,500 |
| 2024 | $3,361.00 (+1.73%) | ||
| 2023 | $3,304.00 | $361,100 | $376,900 Land $41,400 Building $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures