228 Summer St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 228 Summer St, Franklin, MA 02038 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1890
Square Footage1,537 sqft Living Area
Lot Size20,255 sqft (0.465 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2019)
Tax Bill$5,951.00 (2025)

Property Details

APN / Parcel Number

Primary APN58-019
Alternative APNs
  • FRAN M:297 L:007
  • M:058 L:019

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,537 sqft Living Area
Gross Area3,087 sqft Gross Area
Basement Area956 sqft Basement
Unfinished Basement956 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,255 sqft (0.465 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number58-019
Street Address228 SUMMER ST
CityFRANKLIN
StateMA
Zip02038-1466
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number7
JurisdictionFRANKLIN MA
Minor Civil DivisionFRANKLIN TOWN
Census Blockgroup1
Census Block1016
Census Tract442203

Owner

Source: Norfolk County and Franklin Town City records · APN 58-019

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address228 SUMMER ST, FRANKLIN, MA 02038-1466
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 18, 2019Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleOct 09, 2013 · Amount on Record
Deed Book / Page36889 / 258
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address228 SUMMER ST, FRANKLIN, MA 02038-1466
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38162-154
DateJul 31, 2020
Book Page38162/154
Instrument76351
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

June 2019: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionFRANKLIN MA
Recording DateJun 18, 2019
Property Address228 SUMMER ST, FRANKLIN, MA 02038-1466
Document Number36889-258
Book / Page36889 / 258
Instrument DateMay 14, 2019
Instrument48821
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PHILIPS ST, ARLINGTON, MA 02474-3223

Mortgage

Document Number48822
DateJun 18, 2019
Instrument48822
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,951.00 (+11.05%)$512,100 (+12.67%) Land $243,800 Building $268,300$519,555 (+1.6%)
2024$5,359.00 (-2.72%)$454,500 (+3.79%) Land $243,800 Building $210,700$511,385
2023$5,509.00$437,900 Land $245,800 Building $192,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 58th in Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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