St. Johns County property record for 228 Straw Pond Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,549 sqft · built 2011 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Jul 2024) |
| Tax Bill | $4,932 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 027501-4160 |
| Primary APN | 027501-4160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,167 sqft |
| 1st Floor Area | 1,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 186 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 228 STRAW POND WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/68-77 SAMARA LAKES PARCEL C PHASE 2 LOT 416 OR5987/1958 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 37 |
| Legal Subdivision | SAMARA LAKES PARCEL C PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 416 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 STRAW POND WAY, SAINT AUGUSTINE, FL 32092-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2022 · Amount on Record |
| Deed Document Number | 202456563 |
| Deed Book / Page | 5987 / 1958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 22, 2022 |
| Property Address | 228 STRAW POND WAY, SAINT AUGUSTINE, FL 32092-1838 |
| Document Number | 0056681347 |
| Book / Page | 5668 / 1347 |
| Map Reference | MB 64 PG 68 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022106825 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14526 BASILHAM LN, JACKSONVILLE, FL 32258-4440 |
| Name | Verified Name |
|---|---|
| Address | 228 STRAW POND WAY, SAINT AUGUSTINE, FL 32092-1838 |
| Document Number | 0056681349 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 5668/1349 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 228 STRAW POND WAY, SAINT AUGUSTINE, FL 32092-1838 |
| Document Number | 0046090805 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 STRAW POND WAY ST AUGUSTINE FL 320921838, ST AUGUSTINE, FL 32092-1838 |
| Document Number | 0046090805 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 004609/000805 |
| Instrument | 65346 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 6, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,467 (-9.66%) Land $80,000 Building $263,467 | $343,467 (-9.66%) Land $80,000 Building $263,467 | |
| 2025 | $4,932.00 (+4.36%) Homeowner's exemption | $380,190 (-4.02%) | $380,190 (-4.02%) Land $80,000 Building $300,190 |
| 2024 | $4,726.00 (-2.7%) Homeowner's exemption | $396,127 (-1.47%) | $396,127 (-1.47%) Land $95,000 Building $301,127 |
| 2023 | $4,857.00 (+101.03%) Homeowner's exemption | $402,046 (+91.75%) | $402,046 (+9.95%) Land $105,000 Building $297,046 |
| 2022 | $2,416.00 Homeowner's exemption | $209,677 | $365,676 Land $84,000 Building $281,676 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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