228 Stone Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 228 Stone Rd, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Lot Size	6.96 acres (303,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,900 (Jul 2021)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
APN	`035089 149.00-2-34`

Property Details

APN / Parcel Number

Primary APN	`035089 149.00-2-34`
Alternative APNs	`508914900000020340000000` `50149002340`

Exterior

Lot Area	303,178 sqft (6.96 acres)

Location & Zoning

Account Number	50149002340
Street Address	228 STONE RD
City	WINDSOR
State	NY
Zip	13865-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	Z PARCEL
Legal Subdivision	HAMMOND PATENT
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1002
Census Tract	12502

Owner

Source: Broome County and Windsor Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 STONE RD, WINDSOR, NY 13865-1548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	202119825
Deed Book / Page	2658 / 100
Prior Transfer Date	Sep 29, 2005
Prior Transfer Doc	002124/371
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jul 13, 2021
Property Address	228 STONE RD, WINDSOR, NY 13865-1548
Document Number	002658/100
Book / Page	2658 / 100
Instrument Date	Jul 2, 2021
Instrument	202100019825
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 STONE RD, WINDSOR, NY 13865-1548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	567 PARK AVE, BINGHAMTON, NY 13903-6006

Mortgage

Document Number	202100019826
Date	Jul 13, 2021
Instrument	202100019826

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2036
Change Frequency	Annually
Index	10-Year TN
Max Rate	6.5%

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,549.00 (+2.74%)	$109,063 (+3.24%) Land $22,000 Building $87,063	$256,600 (+26.31%) Land $51,761 Building $204,839
2024	$5,401.00
2023		$105,640 Land $22,000 Building $83,640	$203,154 Land $42,308 Building $160,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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