228 Stirling Rd, Plainfield (Watchung), NJ 07069 Property Records

Somerset County and Watchung Borough property record for 228 Stirling Rd, Plainfield, NJ 07069

Property Summary

Property Type	Single Family Home
Details	1,647 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2011)
Tax Bill	$10,283 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03201-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`21-03201-0000-00001`
Alternative APNs	`210320100001` `S001`

Interior

Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	43,560 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	228 STIRLING RD
City	WATCHUNG
State	NJ
Zip	07069-5943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	LAKEVIEW MANOR SEC 01
Legal Block	3201
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	3
Census Block	3008
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 STIRLING RD, WATCHUNG, NJ 07069-5943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2011 · Amount on Record
Deed Sale	Dec 19, 2011 · Amount on Record
Prior Sale	Nov 26, 2002 · Amount on Record
Deed Document Number	201157317
Deed Book / Page	6476 / 864
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	228 STIRLING RD, PLAINFIELD, NJ 07069-5943
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003143
Date	Feb 3, 2026
Book Page	7663/3027
Instrument	2026003143

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,400 (+6.19%) Land $278,900 Building $280,500	$559,400 (+6.19%) Land $278,900 Building $280,500
2025	$10,283.00 (+6.23%)	$526,800 (+15.48%) Land $260,500 Building $266,300	$526,800 (+15.48%) Land $260,500 Building $266,300
2024	$9,680.00 (+4.29%)
2023		$456,200 Land $223,000 Building $233,200	$456,200 Land $223,000 Building $233,200
2022	$9,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20