Dickson County property record for 228 Stephen St, Dickson, TN 37055
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,895 sqft · built 2020 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $413,000 (Jan 2024) |
| Tax Bill | $2,339 (2022) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2020 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022120H B 06400 |
| Primary APN | 022120H B 06400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| 1st Floor Area | 1,895 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 200 ft deep x 115 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 182 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 STEPHEN ST |
|---|---|
| City | DICKSON |
| State | TN |
| Zip | 37055-3982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING HILLS SUBD SEC 5 392 |
| Legal Subdivision | ROLLING HILLS SUBD SEC 5 |
| Legal Lot Number | 392 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 7 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 60602 |
228 Stephen St is owner-occupied and held in a trust since January 2024.
Source: Dickson County records, as of January 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 26, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| Nov 19, 2021 | Intrafamily Transfer, Transfer |
| Dec 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| Jan 10, 2020 | Special Warranty Deed, Transfer |
| Oct 30, 2019 | Quit Claim Deed, Transfer TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2024 · Amount on File |
| Deed Sale | Jan 10, 2024 · Amount on File |
| Prior Sale | Dec 31, 2020 · Amount on File |
| Deed Document Number | 2024360682 |
| Deed Book / Page | 1567 / 1192 |
| Prior Transfer Date | Oct 28, 2019 |
| Prior Transfer Doc | V1405961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Jan 10, 2024 |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 0V15671192 |
| Book / Page | V1567 / 1192 |
| Map Reference | CAB F SL 389 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 360682 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,528.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 0000360683 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 360683 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00V1444936 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | V1444/936 |
| Instrument | 314048 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | DICKSON, TN 37055 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Nov 19, 2021 |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 0V15282675 |
| Book / Page | V1528 / 2675 |
| Map Reference | CAB F SL 389 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 335252 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Dec 31, 2020 |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 00V1482144 |
| Book / Page | V1482 / 144 |
| Map Reference | CAB F SL 389 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 321667 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | MAGNOLIA TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 0000321668 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 321668 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Jan 10, 2020 |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | 00V1417411 |
| Book / Page | V1417 / 411 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 307883 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 OLD HIGHWAY 46 S, DICKSON, TN 37055-3507 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Oct 30, 2019 |
| Property Address | 228 STEPHEN ST, DICKSON, TN 37055-3982 |
| Document Number | V1405961 |
| Book / Page | 001405 / 000961 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 305334 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 611 E COLLEGE ST DICKSON TN 370552017, DICKSON, TN 37055-2017 |
Source: Dickson County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Municipality | Dickson City |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,450 Land $13,750 Building $92,700 | ||
| 2024 | $425,800 Land $55,000 Building $370,800 | ||
| 2022 | $2,339.00 | $74,875 Land $9,900 Building $64,975 | $299,500 Land $39,600 Building $259,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 Stephen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Stephen St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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