228 State St, San Mateo, CA 94401 Property Records

San Mateo County property record for 228 State St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details8 bd · 5 ba · 4,556 sqft · built 1926
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$1,450,000 (Nov 2023)
Tax Bill$23,505 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN032-151-050

Property Details

APN / Parcel Number

Primary APN032-151-050

Interior

Bedrooms8 Beds
Full Baths5 Baths
Total Rooms17 Rooms
Units5 Units
Stories1 Story
Building Area4,556 sqft Living Area
1st Floor Area4,556 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleMulti-Family
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address228 STATE ST
CitySAN MATEO
StateCA
Zip94401-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM0000
Legal DescriptionLOT 9 BLOCK 4 CENTRAL ADDITION TO SAN MATEO RSM A/54 CITY OFSAN MATEO
Legal SubdivisionCENTRAL ADDITION TO SAN MATEO
Legal Block4
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2004
Census Tract605901

Owner

Source: San Mateo County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 117204, BURLINGAME, CA 94011-7204
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Grant Deed, Transfer · Commercial Mortgage
ANCHOR LOANS INC
Sep 1, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number202360662
Prior Transfer DateSep 11, 2000
Prior Transfer Doc0000144644
Record UpdatedOct 29, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateNov 14, 2023
Property Address228 STATE ST, SAN MATEO, CA 94401-2216
Document Number0000060662
Map ReferenceLB A PG 54
Instrument DateNov 7, 2023
Instrument2023-060662
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8,845.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 117204, BURLINGAME, CA 94011-7204
InvestorPossibly a Property Investor

Mortgage

Document Number0000060663
DateNov 14, 2023
Instrument2023-060663
Lender
NameANCHOR LOANS INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateSep 1, 2023
Property Address228 STATE ST, SAN MATEO, CA 94401-2216
Document Number0000042515
Map ReferenceMB A PG 54
Instrument DateJul 20, 2023
Instrument2023-042515
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 SILVIA LN, NIPOMO, CA 93444-6695

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,508,580 (+2%) Land $1,123,632 Building $384,948
2025$23,505.00 (+172.49%)$1,479,000 (+570.47%) Land $1,101,600 Building $377,400
2023$8,626.00 (+3.31%)$220,593 Land $58,867 Building $161,726
2022$8,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Sonic Telecom
Fiber
1,000 / 1,000
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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