228 Spring Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 228 Spring Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,860 sqft · built 1928
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,554 (2026)
Deeds & Mortgages	Oct 2022 Refinance
APN	`381700 112.49-5-9`

Property Details

APN / Parcel Number

Primary APN	`381700 112.49-5-9`
Alternative APN	`0514290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,860 sqft Living Area
1st Floor Area	1,328 sqft
2nd Floor Area	1,328 sqft
Upper Floors Area	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	250 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0514290
Street Address	228 SPRING AVE
City	TROY
State	NY
Zip	12180-5134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY FR & CONC HSE & F 510A-54 9-08/1 EPT 2
Legal Block	5
Legal Lot Number	9.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	41101

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 SPRING AVE, TROY, NY 12180-5134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	228 SPRING AVE, TROY, NY 12180-5134
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102080179
Date	Oct 13, 2022
Book Page	10208/179
Instrument	2022-618262

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,554.00 (-22.07%)
2025	$10,977.00 (+3.11%)	$235,000 (-) Land $28,800 Building $206,200	$402,400 (+19.87%) Land $49,315 Building $353,085
2023		$235,000 (-) Land $28,800 Building $206,200	$335,700 (+8.57%) Land $41,141 Building $294,559
2022	$10,646.00	$235,000 Land $28,800 Building $206,200	$309,211 Land $37,895 Building $271,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20