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228 Southside Dr, Chimney Rock, NC 28720 Property Records

Rutherford County property record for 228 Southside Dr, Chimney Rock, NC 28720

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 690 sqft · built 1935
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Jul 2012)
Tax Bill$1,723 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN0216630

Property Details

APN / Parcel Number

Primary APN0216630
Alternative APNs
  • 216630
  • 397

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area690 sqft Heated Area
Basement Area240 sqft
Finished Basement240 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)

Exterior Amenities

PorchPatio
Porch Area280 sqft
Deck Area296 sqft
Patio Area421 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 SOUTHSIDE DR
CityCHIMNEY ROCK
StateNC
Zip28720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:0632063986250000; RES.SOUTHSIDE AVE.
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group2
Census Block2050
Census Tract960302

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7247 HOLLOWAY RD, COLUMBIA, SC 29209-2720
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2012 · Amount on Record
Deed SaleJul 30, 2012 · Amount on Record
Deed Document Number2012944
Deed Book / Page1047 / 67
Last Transfer DateMar 2, 2022
Transfer Doc0020632272
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRUTHERFORD NC
Recording DateAug 1, 2022
Property Address228 SOUTHSIDE DR, CHIMNEY ROCK, NC 28720
Document Number0020632272
Book / Page2063 / 2272
Instrument DateMar 2, 2022
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7247 HOLLOWAY RD, COLUMBIA, SC 29209-2720

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7247 HOLLOWAY RD, COLUMBIA, SC 29209-2720

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityChimney Rock Village
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,723.00 (+2,108.97%)$211,500 (-) Land $82,500 Building $129,000$211,500 (-) Land $82,500 Building $129,000
2023$211,500 Land $82,500 Building $129,000$211,500 Land $82,500 Building $129,000
2022$78.00 (-90.1%)
2021$788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims25 (2022–2024)
Claims Outside the SFHA5 of 25
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE LURE
serves 1,176 people · EPA ID NC0181020
Water SourceGroundwater
Last State InspectionJul 2025
Lead15 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Vyve Broadband
Cable		1,000 / 50
Pangaea Internet
Fiber		500 / 500
Skyrunner
Fixed Wireless		500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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