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228 Sophia Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 228 Sophia Dr, Luling, LA 70070

Property Summary

Property TypeSingle Family Home
Details3,010 sqft · built 2024
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$482,375 (May 2024)
Tax Bill$3,824 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2024 Sale & Mortgage
APN2-054 001 00020

Property Details

APN / Parcel Number

Primary APN2-054 001 00020

Interior

Building Area3,010 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address228 SOPHIA DR
CityLULING
StateLA
Zip70070-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 HEATHER OAKS SUBDIVISON PHASE 1
Legal SubdivisionHEATHER OAKS
Legal Phase1
Legal Lot Number20
JurisdictionST CHARLES LA
Township / Civil Division7
Census Block Group2
Census Block2030
Census Tract62900

Owner

Source: St. Charles Parish records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address228 SOPHIA DR, LULING, LA 70070-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE CONNECT
May 21, 2024Cash Sale Deed, Subdivision Related Transfer · FHA Mortgage
GMFS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2024 · Amount on Record
Deed SaleMay 21, 2024 · Amount on Record
Deed Document Number2024481701
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Recording DateJul 1, 2026
Property Address228 SOPHIA DR, LULING, LA 70070-4210
Document Number0000497322
Instrument DateJun 1, 2026
Instrument2026497322
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 SOPHIA DR, LULING, LA 70070-4210

Mortgage

Document Number0000497322,
DateJul 1, 2026
Instrument2026497322
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJul 1, 2066
Interest
Rate6.3%
Max Rate-1%

May 2024: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionST CHARLES LA
Recording DateMay 21, 2024
Property Address228 SOPHIA DR, LULING, LA 70070-4210
Document Number0000481701
Instrument DateMay 17, 2024
Instrument481701
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2370 TOWNE CENTER BOULEVARD # BLVD100, BLVD100, BATON ROUGE, LA 70806-8172

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 SOPHIA DR, LULING, LA 70070-4210

Mortgage

Document Number0000481702
DateMay 21, 2024
Instrument481702
Lender
NameGMFS LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,824.00 (+315.65%) Homeowner's exemption$45,340 (+405.46%) Land $8,970 Building $36,370$453,400 (+405.46%) Land $89,700 Building $363,700
2024$920.00$8,970 Land $8,970$89,700 Land $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims118 (1978–2026)
Claims Outside the SFHA111 of 118
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Ida, Aug 2021 · 16 claims
  • Severe Storms And Flooding, Aug 2016 · 36 claims
  • Hurricane Katrina, Aug 2005 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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