228 Short St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 228 Short St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1942
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$962,000 (Oct 2019)
Tax Bill	$11,163 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-541-022`

Property Details

APN / Parcel Number

Primary APN	`007-541-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	228 SHORT ST
City	ARROYO GRANDE
State	CA
Zip	93420-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY AG S M&W ADD BL 2 LT 9
Legal Subdivision	CY AG S M&W ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	4
Census Block	4015
Census Tract	11800

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Oct 7, 2019	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY
Nov 29, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	201942943
Last Transfer Date	Nov 16, 2020
Transfer Doc	0000066607
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015295
Date	Apr 29, 2019
Instrument	2019015295

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 7, 2019
Property Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331
Document Number	0000042943
Map Reference	MB A PG 48
Instrument Date	Sep 14, 2019
Instrument	2019042943
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331

Mortgage

Document Number	0000042944
Date	Oct 7, 2019
Instrument	2019042944

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 29, 2017
Property Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331
Document Number	0000054785
Map Reference	MB A PG48
Instrument Date	Oct 23, 2017
Instrument	2017054785
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	228 SHORT ST, ARROYO GRANDE, CA 93420-3331

Mortgage

Document Number	0000054786
Date	Nov 29, 2017
Instrument	2017054786

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,073,123 (+2%) Land $613,533 Building $459,590
2025	$11,163.00 (+4.49%) Homeowner's exemption	$1,052,082 (+4.04%) Land $601,503 Building $450,579
2023	$10,683.00 (+1.55%) Homeowner's exemption	$1,011,231 Land $578,147 Building $433,084
2022	$10,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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