Gilpin County property record for 228 Severance Lodge Rd, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 2002 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $539,000 (Feb 2024) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-062-01-045 |
| Primary APN | 1711-062-01-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R001786 |
|---|---|
| Street Address | 228 SEVERANCE LODGE RD |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 6 T: 2S R: 72W SUBD: SEVERANCE LODGE LOT: 032 & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SEVERANCE LODGE |
| Legal Lot Number | 32 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 13801 |
228 Severance Lodge Rd is owned and occupied by an individual who acquired it in April 2025.
Source: Gilpin County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 SEVERANCE LODGE RD, BLACK HAWK, CO 80422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on File |
| Deed Sale | Feb 12, 2024 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Document Number | 2024175936 |
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0000178499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 228 SEVERANCE LODGE RD, BLACK HAWK, CO 80422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 228 SEVERANCE LODGE RD, BLACK HAWK, CO 80422 |
| Document Number | 0000180171 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 180171 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 228 Severance Lodge Rd was $2,766, up 16.7% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,766.00 (+16.71%) | $37,520 (+5.69%) Land $4,690 Building $32,830 | $600,260 (+13.3%) Land $75,000 Building $525,260 |
| 2024 | $2,370.00 (+1.15%) | $35,500 (+0.42%) Land $4,190 Building $31,310 | $529,820 (+0.43%) Land $62,511 Building $467,309 |
| 2023 | $2,343.00 (+14.74%) | $35,350 (+26.39%) Land $4,190 Building $31,160 | $527,570 (+31.1%) Land $62,486 Building $465,084 |
| 2022 | $2,042.00 | $27,970 Land $3,840 Building $24,130 | $402,430 Land $55,200 Building $347,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 Severance Lodge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Severance Lodge Rd is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 93% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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